Best lease broker deals in Maryland
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 12, 2026.
Showing the 9 best lease deals available to Maryland drivers right now - nationwide brokers plus brokers serving Maryland. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #9 | 2026 Kia Seltos S FWD | C | $345 | 1.26% | $276 | ~$1,776 | 36 mo · 10k | $27,400 | Auto Ninjas $699 fee | South | View ↗ |
| #8 | 2026 Kia Seltos EX FWD | C | $366 | 1.26% | $297 | ~$1,797 | 36 mo · 10k | $29,200 | Auto Ninjas $699 fee | South | View ↗ |
| #7 | 2026 Kia K4 Sedan GT-Line | C | $349 | 1.21% | $280 | ~$1,780 | 36 mo · 10k | $28,800 | Auto Ninjas $699 fee | South | View ↗ |
| #6 | 2026 Kia K4 Sedan LXS | C | $297 | 1.20% | $230 | ~$1,730 | 36 mo · 10k | $24,700 | Auto Ninjas $699 fee | South | View ↗ |
| #5 | 2026 Kia K4 Sedan EX | B | $314 | 1.19% | $246 | ~$1,746 | 36 mo · 10k | $26,500 | Auto Ninjas $699 fee | South | View ↗ |
| #4 | 2026 Kia K5 LXS | B | $346 | 1.17% | $277 | ~$1,777 | 36 mo · 10k | $29,500 | Auto Ninjas $699 fee | South | View ↗ |
| #3 | 2026 Kia K5 GT-Line | B | $361 | 1.11% | $292 | ~$1,792 | 36 mo · 10k | $32,500 | Auto Ninjas $699 fee | South | View ↗ |
| #2 | 2026 Kia Sportage EX FWD | B | $362 | 1.10% | $293 | ~$1,793 | 36 mo · 10k | $33,000 | Auto Ninjas $699 fee | South | View ↗ |
| #1 | 2026 Kia Sportage LX FWD | B | $343 | 1.09% | $274 | ~$1,774 | 36 mo · 10k | $31,500 | Auto Ninjas $699 fee | South | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?