Subaru Lease Transfer: Fees & Process

Can you transfer a Subaru lease?

Subaru Motors Finance (operated by Chase Bank) does NOT permit open-market lease assumptions. The original lessee remains responsible for the lease through the end of the term. If you need out of a Subaru lease early, your realistic options are a dealer trade-in, a private payoff to Chase, or early termination.

verified Verified against Subaru Motors Finance (Chase Bank)'s published policy on May 24, 2026. Policies change - see what's changed or confirm directly via the sources at the bottom of this page.

Subaru lease transfer FAQs

Can I transfer my Subaru lease to another driver?

No. Chase Bank (which services Subaru leases under the Subaru Motors Finance brand) does not permit open-market lease assumptions.

What are my options for getting out of a Subaru lease early?

(1) Trade in at a Subaru dealer who pays off the residual, (2) sell privately to a buyer who pays off Chase directly (third-party buyout), or (3) contact Subaru Motors Finance about early termination.

Will Subaru make exceptions for family members?

Subaru Motors Finance does not publicly document a family-member assumption program. Contact them directly about specific case-by-case situations.

Sources

Subaru Motors Finance - Lease End (Chase)

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