Best lease broker deals in Iowa
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
Showing the 50 best lease deals available to Iowa drivers right now - nationwide brokers plus brokers serving Iowa. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #50 | 2025 Mazda MX-5 Miata Sport | C | $397 | 1.27% | $357 | $750 | 36 mo · 10k | $31,400 | GCauto $699 fee | 29 states | View ↗ |
| #49 | 2025 Mazda MX-5 Miata RF Grand Touring Manual | C | $489 | 1.25% | $449 | $750 | 36 mo · 10k | $39,075 | GCauto $699 fee | 29 states | View ↗ |
| #48 | 2026 Mazda CX-30 Select Sport | C | $359 | 1.21% | $250 | $3,210 | 36 mo · 7.5k | $29,600 | GCauto $699 fee | 38 states | View ↗ |
| #47 | 2026 Volvo EX30 Single Motor Plus | B | $490 | 1.19% | $369 | $3,650 | 36 mo · 7.5k | $41,300 | GCauto $699 fee | 29 states | View ↗ |
| #46 | 2026 Mazda CX-30 S | B | $331 | 1.17% | $223 | $3,185 | 36 mo · 7.5k | $28,400 | GCauto $699 fee | 38 states | View ↗ |
| #45 | 2026 Mazda CX-30 Premium | B | $409 | 1.16% | $300 | $3,241 | 36 mo · 7.5k | $35,200 | GCauto $699 fee | 38 states | View ↗ |
| #44 | 2026 Mazda CX-30 Turbo Premium Plus | B | $469 | 1.16% | $357 | $3,323 | 36 mo · 7.5k | $40,400 | GCauto $699 fee | 38 states | View ↗ |
| #43 | 2026 Mazda CX-5 Premium Plus | B | $469 | 1.16% | $357 | $3,339 | 36 mo · 7.5k | $40,500 | GCauto $699 fee | 38 states | View ↗ |
| #42 | 2026 Mazda CX-30 Preferred | B | $369 | 1.16% | $260 | $3,223 | 36 mo · 7.5k | $31,900 | GCauto $699 fee | 38 states | View ↗ |
| #41 | 2026 Mazda CX-5 Premium | B | $455 | 1.15% | $343 | $3,326 | 36 mo · 7.5k | $39,400 | GCauto $699 fee | 38 states | View ↗ |
| #40 | 2026 Mazda CX-30 Aire Edition | B | $358 | 1.14% | $249 | $3,212 | 36 mo · 7.5k | $31,345 | GCauto $699 fee | 38 states | View ↗ |
| #39 | 2026 Volvo EX30 Ultra Motor Plus | B | $558 | 1.13% | $435 | $3,720 | 36 mo · 7.5k | $49,200 | GCauto $699 fee | 29 states | View ↗ |
| #38 | 2026 Volvo XC40 Gas B5 Ultra | B | $604 | 1.13% | $488 | $3,462 | 36 mo · 7.5k | $53,400 | GCauto $699 fee | 29 states | View ↗ |
| #37 | 2026 Mazda CX-90 Preferred | B | $513 | 1.12% | $410 | $3,000 | 36 mo · 7.5k | $45,700 | GCauto $699 fee | 39 states | View ↗ |
| #36 | 2026 Volvo EX30 Twin Motor Ultra | B | $542 | 1.10% | $420 | $3,703 | 36 mo · 7.5k | $49,120 | GCauto $699 fee | 29 states | View ↗ |
| #35 | 2026 Mazda CX-90 PHEV Preferred | B | $577 | 1.10% | $462 | $3,453 | 36 mo · 7.5k | $52,500 | GCauto $699 fee | 29 states | View ↗ |
| #34 | 2026 Mazda CX-90 Premium Sport | B | $538 | 1.10% | $435 | $3,000 | 36 mo · 7.5k | $49,100 | GCauto $699 fee | 39 states | View ↗ |
| #33 | 2025 Mazda CX-90 S Premium | B | $605 | 1.09% | $486 | $3,567 | 36 mo · 7.5k | $55,500 | GCauto $699 fee | 29 states | View ↗ |
| #32 | 2026 Mazda CX-5 Preferred | B | $394 | 1.09% | $282 | $3,330 | 36 mo · 7.5k | $36,300 | GCauto $699 fee | 38 states | View ↗ |
| #31 | 2026 Mazda CX-50 Turbo Premium Plus | B | $495 | 1.08% | $382 | $3,368 | 36 mo · 7.5k | $45,700 | GCauto $699 fee | 29 states | View ↗ |
| #30 | 2026 Mazda CX-70 PHEV SC Plus | B | $535 | 1.08% | $421 | $3,410 | 36 mo · 7.5k | $49,400 | GCauto $699 fee | 38 states | View ↗ |
| #29 | 2026 Mazda CX-50 Turbo Meridian | B | $460 | 1.08% | $348 | $3,332 | 36 mo · 7.5k | $42,500 | GCauto $699 fee | 29 states | View ↗ |
| #28 | 2026 Mazda CX-5 Select | B | $366 | 1.08% | $255 | $3,302 | 36 mo · 7.5k | $33,900 | GCauto $699 fee | 38 states | View ↗ |
| #27 | 2026 Mazda CX-50 Meridian | B | $380 | 1.08% | $270 | $3,248 | 36 mo · 7.5k | $35,200 | GCauto $699 fee | 29 states | View ↗ |
| #26 | 2026 Mazda CX-50 Hybrid Preferred | B | $401 | 1.07% | $291 | $3,259 | 36 mo · 7.5k | $37,400 | GCauto $699 fee | 38 states | View ↗ |
| #25 | 2026 Volvo XC40 Gas B5 Core | B | $501 | 1.07% | $388 | $3,355 | 36 mo · 7.5k | $46,700 | GCauto $699 fee | 29 states | View ↗ |
| #24 | 2026 Volvo EX30 Twin Motor Plus | B | $499 | 1.07% | $378 | $3,658 | 36 mo · 7.5k | $46,745 | GCauto $699 fee | 29 states | View ↗ |
| #23 | 2026 Mazda CX-30 Turbo Aire Edition | B | $396 | 1.07% | $286 | $3,243 | 36 mo · 7.5k | $37,100 | GCauto $699 fee | 38 states | View ↗ |
| #22 | 2026 Mazda CX-70 S Premium | B | $593 | 1.07% | $475 | $3,555 | 36 mo · 7.5k | $55,700 | GCauto $699 fee | 38 states | View ↗ |
| #21 | 2026 Mazda CX-90 Select | B | $355 | 1.05% | $252 | $3,000 | 36 mo · 7.5k | $33,700 | GCauto $699 fee | 39 states | View ↗ |
| #20 | 2025 Mazda CX-90 Premium Plus | B | $551 | 1.04% | $432 | $3,584 | 36 mo · 7.5k | $52,800 | GCauto $699 fee | 29 states | View ↗ |
| #19 | 2026 Mazda CX-50 Hybrid Premium Plus | B | $458 | 1.04% | $346 | $3,316 | 36 mo · 7.5k | $43,900 | GCauto $699 fee | 29 states | View ↗ |
| #18 | 2026 Mazda CX-70 PHEV SC | B | $492 | 1.04% | $379 | $3,364 | 36 mo · 7.5k | $47,300 | GCauto $699 fee | 38 states | View ↗ |
| #17 | 2026 Volvo XC40 Gas B5 Plus | B | $514 | 1.04% | $401 | $3,368 | 36 mo · 7.5k | $49,500 | GCauto $699 fee | 29 states | View ↗ |
| #16 | 2026 Volvo XC60 Gas B5 Core | B | $522 | 1.02% | $405 | $3,513 | 36 mo · 7.5k | $51,000 | GCauto $699 fee | 29 states | View ↗ |
| #15 | 2026 Mazda CX-70 Premium Plus | B | $524 | 1.02% | $408 | $3,483 | 36 mo · 7.5k | $51,500 | GCauto $699 fee | 29 states | View ↗ |
| #14 | 2026 Mazda CX-50 Turbo | B | $410 | 1.02% | $299 | $3,279 | 36 mo · 7.5k | $40,300 | GCauto $699 fee | 29 states | View ↗ |
| #13 | 2026 Mazda CX-70 Premium | B | $496 | 1.02% | $382 | $3,420 | 36 mo · 7.5k | $48,900 | GCauto $699 fee | 38 states | View ↗ |
| #12 | 2026 Mazda CX-50 Hybrid Premium | B | $405 | 1.00% | $295 | $3,262 | 36 mo · 7.5k | $40,500 | GCauto $699 fee | 38 states | View ↗ |
| #11 | 2026 Mazda CX-50 Select | A | $322 | 1.00% | $214 | $3,198 | 36 mo · 7.5k | $32,300 | GCauto $699 fee | 29 states | View ↗ |
| #10 | 2026 Volvo XC60 Gas B5 Ultra | A | $603 | 0.97% | $484 | $3,597 | 36 mo · 7.5k | $62,400 | GCauto $699 fee | 29 states | View ↗ |
| #9 | 2026 Volvo XC60 Gas B5 Plus | A | $560 | 0.97% | $442 | $3,552 | 36 mo · 7.5k | $57,900 | GCauto $699 fee | 29 states | View ↗ |
| #8 | 2026 Mercedes Benz GLC300 W4 | A | $520 | 0.93% | $499 | $499 | 24 mo · 7.5k | $56,045 | BenzOrNothing No fee | Nationwide | View ↗ |
| #7 | 2025 Mercedes Benz GLA250 W4 | A | $441 | 0.89% | $429 | $429 | 36 mo · 7.5k | $49,395 | BenzOrNothing No fee | Nationwide | View ↗ |
| #6 | 2026 Mercedes Benz GLA250 W4 | A | $447 | 0.88% | $429 | $429 | 24 mo · 7.5k | $50,650 | BenzOrNothing No fee | Nationwide | View ↗ |
| #5 | 2025 Mercedes Benz GLA250 W | A | $390 | 0.88% | $379 | $379 | 36 mo · 7.5k | $44,150 | BenzOrNothing No fee | Nationwide | View ↗ |
| #4 | 2026 Mercedes Benz GLB250 W4 | A | $416 | 0.83% | $399 | $399 | 24 mo · 7.5k | $50,030 | BenzOrNothing No fee | Nationwide | View ↗ |
| #3 | 2026 Volvo XC60 Plug-in Hybrid T8 Ultra | A | $610 | 0.82% | $484 | $3,825 | 36 mo · 7.5k | $74,500 | GCauto $699 fee | 29 states | View ↗ |
| #2 | 2026 Volvo XC60 Plug-in Hybrid T8 Plus | A | $562 | 0.81% | $438 | $3,776 | 36 mo · 7.5k | $69,400 | GCauto $699 fee | 29 states | View ↗ |
| #1 | 2026 Volvo XC90 Plug-in Hybrid T8 Core | A+ | $612 | 0.78% | $486 | $3,827 | 36 mo · 7.5k | $78,100 | GCauto $699 fee | 29 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?