Best lease broker deals in Michigan
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
Showing the 13 best lease deals available to Michigan drivers right now - nationwide brokers plus brokers serving Michigan. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #13 | 2026 Volvo EX30 Single Motor Plus | B | $490 | 1.19% | $369 | $3,650 | 36 mo · 7.5k | $41,300 | GCauto $699 fee | 29 states | View ↗ |
| #12 | 2026 Volvo EX30 Ultra Motor Plus | B | $558 | 1.13% | $435 | $3,720 | 36 mo · 7.5k | $49,200 | GCauto $699 fee | 29 states | View ↗ |
| #11 | 2026 Volvo XC40 Gas B5 Ultra | B | $604 | 1.13% | $488 | $3,462 | 36 mo · 7.5k | $53,400 | GCauto $699 fee | 29 states | View ↗ |
| #10 | 2026 Volvo EX30 Twin Motor Ultra | B | $542 | 1.10% | $420 | $3,703 | 36 mo · 7.5k | $49,120 | GCauto $699 fee | 29 states | View ↗ |
| #9 | 2026 Volvo XC40 Gas B5 Core | B | $501 | 1.07% | $388 | $3,355 | 36 mo · 7.5k | $46,700 | GCauto $699 fee | 29 states | View ↗ |
| #8 | 2026 Volvo EX30 Twin Motor Plus | B | $499 | 1.07% | $378 | $3,658 | 36 mo · 7.5k | $46,745 | GCauto $699 fee | 29 states | View ↗ |
| #7 | 2026 Volvo XC40 Gas B5 Plus | B | $514 | 1.04% | $401 | $3,368 | 36 mo · 7.5k | $49,500 | GCauto $699 fee | 29 states | View ↗ |
| #6 | 2026 Volvo XC60 Gas B5 Core | B | $522 | 1.02% | $405 | $3,513 | 36 mo · 7.5k | $51,000 | GCauto $699 fee | 29 states | View ↗ |
| #5 | 2026 Volvo XC60 Gas B5 Ultra | A | $603 | 0.97% | $484 | $3,597 | 36 mo · 7.5k | $62,400 | GCauto $699 fee | 29 states | View ↗ |
| #4 | 2026 Volvo XC60 Gas B5 Plus | A | $560 | 0.97% | $442 | $3,552 | 36 mo · 7.5k | $57,900 | GCauto $699 fee | 29 states | View ↗ |
| #3 | 2026 Volvo XC60 Plug-in Hybrid T8 Ultra | A | $610 | 0.82% | $484 | $3,825 | 36 mo · 7.5k | $74,500 | GCauto $699 fee | 29 states | View ↗ |
| #2 | 2026 Volvo XC60 Plug-in Hybrid T8 Plus | A | $562 | 0.81% | $438 | $3,776 | 36 mo · 7.5k | $69,400 | GCauto $699 fee | 29 states | View ↗ |
| #1 | 2026 Volvo XC90 Plug-in Hybrid T8 Core | A+ | $612 | 0.78% | $486 | $3,827 | 36 mo · 7.5k | $78,100 | GCauto $699 fee | 29 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?