Best lease broker deals in Texas
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
Showing the 50 best lease deals available to Texas drivers right now - nationwide brokers plus brokers serving Texas. See the national board.
location_on
Clear
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | |
|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 Hyundai IONIQ 9 SEL AWD | A+ | $469 | 0.68% | $397 | ~$1,897 | 36 mo · 7.5k | $68,600 | Auto Ninjas $699 fee | View ↗ |
| #2 | 2026 Hyundai IONIQ 9 SE AWD | A+ | $453 | 0.69% | $381 | ~$1,881 | 36 mo · 7.5k | $65,400 | Auto Ninjas $699 fee | View ↗ |
| #3 | 2026 Hyundai IONIQ 9 S RWD | A+ | $430 | 0.70% | $359 | ~$1,859 | 36 mo · 7.5k | $61,600 | Auto Ninjas $699 fee | View ↗ |
| #4 | 2025 Jeep Grand Cherokee L Altitude 4X2 | A+ | $324 | 0.70% | $256 | ~$1,756 | 36 mo · 7.5k | $46,300 | Auto Ninjas $699 fee | View ↗ |
| #5 | 2025 Polestar Polestar 3 Long Range Dual Motor Pilot AWD | A+ | $540 | 0.70% | $329 | $4,999 | 27 mo · 7.5k | $77,200 | Auto Ninjas $699 fee | View ↗ |
| #6 | 2025 Jeep Grand Cherokee L Altitude X 4X2 | A+ | $354 | 0.72% | $285 | ~$1,785 | 36 mo · 7.5k | $49,200 | Auto Ninjas $699 fee | View ↗ |
| #7 | 2026 RAM 1500 Big Horn Crew Cab 4X4 | A+ | $466 | 0.73% | $399 | ~$1,899 | 39 mo · 7.5k | $64,200 | Auto Ninjas $699 fee | View ↗ |
| #8 | 2025 Jeep Grand Cherokee Limited 4X4 | A+ | $421 | 0.73% | $350 | ~$1,850 | 36 mo · 7.5k | $57,900 | Auto Ninjas $699 fee | View ↗ |
| #9 | 2026 Jeep Gladiator Sport 4X4 | A+ | $356 | 0.79% | $287 | ~$1,787 | 36 mo · 7.5k | $45,000 | Auto Ninjas $699 fee | View ↗ |
| #10 | 2026 Volvo XC90 PHEV T8 Plus 7-Passenger | A | $645 | 0.80% | $499 | $4,999 | 39 mo · 7.5k | $80,600 | Auto Ninjas $699 fee | View ↗ |
| #11 | 2026 Hyundai IONIQ 9 Limited AWD | A | $593 | 0.80% | $481 | ~$1,981 | 24 mo · 7.5k | $73,900 | Auto Ninjas $699 fee | View ↗ |
| #12 | 2026 Volvo XC90 PHEV T8 Ultra 7-Passenger | A | $688 | 0.81% | $542 | $4,999 | 39 mo · 7.5k | $85,200 | Auto Ninjas $699 fee | View ↗ |
| #13 | 2026 Kia EV9 Wind Long Range AWD | A | $540 | 0.81% | $430 | ~$1,930 | 24 mo · 10k | $66,700 | Auto Ninjas $699 fee | View ↗ |
| #14 | 2026 Mazda CX-70 PHEV SC | A | $382 | 0.81% | $312 | ~$1,812 | 36 mo · 7.5k | $47,115 | Auto Ninjas $699 fee | View ↗ |
| #15 | 2026 Infiniti QX60 Sport AWD | A | $527 | 0.81% | $498 | $0 | 24 mo · 10k | $65,000 | Auto Ninjas $699 fee | View ↗ |
| #16 | 2025 Polestar Polestar 3 Long Range Dual Motor Pilot Plus AWD | A | $696 | 0.82% | $485 | $4,999 | 27 mo · 7.5k | $85,300 | Auto Ninjas $699 fee | View ↗ |
| #17 | 2026 Volvo XC90 PHEV T8 Core 7-Passenger | A | $649 | 0.83% | $503 | $4,999 | 39 mo · 7.5k | $78,700 | Auto Ninjas $699 fee | View ↗ |
| #18 | 2026 RAM 1500 Big Horn Crew Cab 4X2 | A | $505 | 0.83% | $437 | ~$1,937 | 39 mo · 7.5k | $61,000 | Auto Ninjas $699 fee | View ↗ |
| #19 | 2026 Jeep Wrangler Rubicon X 4-Door | A | $548 | 0.83% | $474 | ~$1,974 | 36 mo · 7.5k | $66,100 | Auto Ninjas $699 fee | View ↗ |
| #20 | 2026 Mercedes-Benz GLB250 W4 | A | $416 | 0.83% | $399 | $399 | 24 mo · 7.5k | $50,030 | BenzOrNothing No fee | View ↗ |
| #21 | 2025 Polestar Polestar 3 Long Range Dual Motor Performance Pilot Plus AWD | A | $766 | 0.83% | $555 | $4,999 | 27 mo · 7.5k | $91,800 | Auto Ninjas $699 fee | View ↗ |
| #22 | 2026 Kia EV9 Light LR RWD | A | $508 | 0.84% | $400 | ~$1,900 | 24 mo · 10k | $60,500 | Auto Ninjas $699 fee | View ↗ |
| #23 | 2026 Mazda CX-70 PHEV SC PLUS | A | $415 | 0.84% | $344 | ~$1,844 | 36 mo · 7.5k | $49,230 | Auto Ninjas $699 fee | View ↗ |
| #24 | 2026 RAM 1500 Laramie Crew Cab 4X4 | A | $699 | 0.84% | $627 | ~$2,127 | 39 mo · 7.5k | $83,000 | Auto Ninjas $699 fee | View ↗ |
| #25 | 2026 Volvo XC60 PHEV T8 Plus | A | $585 | 0.84% | $454 | $3,999 | 36 mo · 7.5k | $69,300 | Auto Ninjas $699 fee | View ↗ |
| #26 | 2026 Mazda CX-90 PHEV Preferred AWD | A | $445 | 0.85% | $374 | ~$1,874 | 36 mo · 7.5k | $52,500 | Auto Ninjas $699 fee | View ↗ |
| #27 | 2026 Volvo XC60 PHEV T8 Ultra | A | $635 | 0.85% | $504 | $3,999 | 36 mo · 7.5k | $74,400 | Auto Ninjas $699 fee | View ↗ |
| #28 | 2026 Jeep Wrangler Sahara 4-Door | A | $501 | 0.86% | $428 | ~$1,928 | 36 mo · 7.5k | $58,100 | Auto Ninjas $699 fee | View ↗ |
| #29 | 2026 BMW i4 eDrive40 (xDrive available) | A | $581 | 0.87% | $464 | $3,500 | 36 mo · 7.5k | $67,000 | Cigar City Auto Brokers $699 fee | View ↗ |
| #30 | 2026 Kia EV9 Land AWD | A | $620 | 0.87% | $507 | ~$2,007 | 24 mo · 10k | $71,400 | Auto Ninjas $699 fee | View ↗ |
| #31 | 2026 BMW i4 xDrive 40 | A | $566 | 0.87% | $491 | ~$1,991 | 36 mo · 7.5k | $65,000 | Auto Ninjas $699 fee | View ↗ |
| #32 | 2026 Jeep Wrangler Rubicon 4-Door | A | $528 | 0.87% | $454 | ~$1,954 | 36 mo · 7.5k | $60,500 | Auto Ninjas $699 fee | View ↗ |
| #33 | 2025 Mercedes-Benz GLA250 W | A | $390 | 0.88% | $379 | $379 | 36 mo · 7.5k | $44,150 | BenzOrNothing No fee | View ↗ |
| #34 | 2026 Mercedes-Benz GLA250 W4 | A | $447 | 0.88% | $429 | $429 | 24 mo · 7.5k | $50,650 | BenzOrNothing No fee | View ↗ |
| #35 | 2026 Volvo XC60 PHEV T8 Core | A | $559 | 0.88% | $428 | $3,999 | 36 mo · 7.5k | $63,300 | Auto Ninjas $699 fee | View ↗ |
| #36 | 2026 Infiniti QX60 Autograph AWD | A | $633 | 0.89% | $604 | $0 | 24 mo · 10k | $71,500 | Auto Ninjas $699 fee | View ↗ |
| #37 | 2026 Jeep Wrangler Sport S 4-Door | A | $477 | 0.89% | $405 | ~$1,905 | 36 mo · 7.5k | $53,800 | Auto Ninjas $699 fee | View ↗ |
| #38 | 2026 RAM 1500 Warlock Crew Cab 4X4 | A | $521 | 0.89% | $453 | ~$1,953 | 39 mo · 7.5k | $58,400 | Auto Ninjas $699 fee | View ↗ |
| #39 | 2026 Kia EV9 GT-Line AWD Long Range | A | $682 | 0.89% | $567 | ~$2,067 | 24 mo · 10k | $76,500 | Auto Ninjas $699 fee | View ↗ |
| #40 | 2025 Mercedes-Benz GLA250 W4 | A | $441 | 0.89% | $429 | $429 | 36 mo · 7.5k | $49,395 | BenzOrNothing No fee | View ↗ |
| #41 | 2026 Volvo XC90 B6 Plus 7-Passenger | A | $642 | 0.89% | $496 | $4,999 | 39 mo · 7.5k | $71,900 | Auto Ninjas $699 fee | View ↗ |
| #42 | 2026 Volvo XC60 B5 Plus | A | $515 | 0.90% | $384 | $3,999 | 36 mo · 7.5k | $57,500 | Auto Ninjas $699 fee | View ↗ |
| #43 | 2026 Volvo XC90 B6 Ultra 7-Passenger | A | $676 | 0.90% | $530 | $4,999 | 39 mo · 7.5k | $75,200 | Auto Ninjas $699 fee | View ↗ |
| #44 | 2026 Volvo XC90 B5 Core | A | $562 | 0.90% | $416 | $4,999 | 39 mo · 7.5k | $62,400 | Auto Ninjas $699 fee | View ↗ |
| #45 | 2026 Jeep Wrangler WILLYS 4-Door | A | $509 | 0.90% | $436 | ~$1,936 | 36 mo · 7.5k | $56,400 | Auto Ninjas $699 fee | View ↗ |
| #46 | 2026 BMW i7 eDrive 50 | A | $1,040 | 0.90% | $952 | ~$2,452 | 36 mo · 7.5k | $115,000 | Auto Ninjas $699 fee | View ↗ |
| #47 | 2026 Volvo XC60 B5 Ultra | A | $569 | 0.90% | $438 | $3,999 | 36 mo · 7.5k | $62,900 | Auto Ninjas $699 fee | View ↗ |
| #48 | 2026 Hyundai IONIQ 5 SE | A | $354 | 0.91% | $290 | ~$1,790 | 39 mo · 10k | $39,100 | Auto Ninjas $699 fee | View ↗ |
| #49 | 2026 Volvo XC60 B5 Ultra Black Edition | A | $577 | 0.91% | $446 | $3,999 | 36 mo · 7.5k | $63,700 | Auto Ninjas $699 fee | View ↗ |
| #50 | 2026 Jeep Gladiator Mojave X 4X4 | A | $590 | 0.91% | $515 | ~$2,015 | 36 mo · 7.5k | $65,200 | Auto Ninjas $699 fee | View ↗ |
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP can't be scored and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?