Best lease broker deals today
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #48 | 2026 Kia K4 EX FWD | D | $373 | 1.49% | $349 | $349 | 36 mo · 10k | $25,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #47 | 2026 Kia K4 LXS FWD | D | $352 | 1.47% | $329 | $329 | 36 mo · 10k | $24,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #46 | 2025 Kia K4 GT-LINE Turbo Hatchback | D | $436 | 1.46% | $399 | $399 | 24 mo · 10k | $30,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #45 | 2025 Kia K5 EX FWD | C | $499 | 1.37% | $382 | $3,500 | 36 mo · 10k | $36,285 | GCauto $699 fee | Northeast | View ↗ |
| #44 | 2025 Kia K5 GT Line AWD | C | $476 | 1.37% | $359 | $3,500 | 36 mo · 10k | $34,605 | GCauto $699 fee | Northeast | View ↗ |
| #43 | 2026 Kia K4 Hatchback GT-Line | C | $374 | 1.37% | $224 | $3,000 | 24 mo · 10k | $27,245 | Coastal Motor Group $599 fee | CA | View ↗ |
| #42 | 2026 Kia K4 GT-Line | C | $372 | 1.37% | $222 | $3,000 | 24 mo · 10k | $27,130 | Coastal Motor Group $599 fee | CA | View ↗ |
| #41 | 2025 Kia K5 GT FWD | C | $481 | 1.35% | $364 | $3,500 | 36 mo · 10k | $35,530 | GCauto $699 fee | Northeast | View ↗ |
| #40 | 2026 Kia K4 EX | C | $346 | 1.34% | $196 | $3,000 | 24 mo · 10k | $25,735 | Coastal Motor Group $599 fee | CA | View ↗ |
| #39 | 2026 Kia K4 EX | C | $355 | 1.34% | $238 | $3,500 | 36 mo · 10k | $26,430 | GCauto $699 fee | Northeast | View ↗ |
| #38 | 2026 Kia Sportage LX FWD | C | $414 | 1.33% | $389 | $389 | 36 mo · 10k | $31,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #37 | 2026 Kia K4 LXS | C | $327 | 1.33% | $177 | $3,000 | 24 mo · 10k | $24,635 | Coastal Motor Group $599 fee | CA | View ↗ |
| #36 | 2026 Kia K4 GT-Line Turbo | C | $412 | 1.33% | $295 | $3,500 | 36 mo · 10k | $31,070 | GCauto $699 fee | Northeast | View ↗ |
| #35 | 2026 Kia Sorento LX | C | $429 | 1.26% | $312 | $3,500 | 36 mo · 10k | $33,930 | GCauto $699 fee | Northeast | View ↗ |
| #34 | 2026 Kia Sorento S AWD | C | $500 | 1.26% | $383 | $3,500 | 36 mo · 10k | $39,580 | GCauto $699 fee | Northeast | View ↗ |
| #33 | 2026 Kia Sportage X-Line AWD | C | $490 | 1.26% | $373 | $3,500 | 36 mo · 10k | $38,925 | GCauto $699 fee | Northeast | View ↗ |
| #32 | 2026 Kia Seltos S FWD | C | $345 | 1.26% | $276 | ~$1,776 | 36 mo · 10k | $27,400 | Auto Ninjas $699 fee | South | View ↗ |
| #31 | 2026 Kia Seltos EX FWD | C | $366 | 1.26% | $297 | ~$1,797 | 36 mo · 10k | $29,200 | Auto Ninjas $699 fee | South | View ↗ |
| #30 | 2026 Kia K4 Hatchback GT-Line Turbo | C | $368 | 1.23% | $268 | $3,000 | 36 mo · 10k | $30,025 | Coastal Motor Group $599 fee | CA | View ↗ |
| #29 | 2025 Kia Sportage Hybrid EX AWD | C | $453 | 1.22% | $336 | $3,500 | 36 mo · 10k | $37,000 | GCauto $699 fee | Northeast | View ↗ |
| #28 | 2026 Kia Sportage EX AWD | C | $417 | 1.22% | $300 | $3,500 | 36 mo · 10k | $34,105 | GCauto $699 fee | Northeast | View ↗ |
| #27 | 2026 Kia Seltos SX AWD | C | $413 | 1.21% | $342 | ~$1,842 | 36 mo · 10k | $34,000 | Auto Ninjas $699 fee | South | View ↗ |
| #26 | 2026 Kia K4 Sedan GT-Line | C | $349 | 1.21% | $280 | ~$1,780 | 36 mo · 10k | $28,800 | Auto Ninjas $699 fee | South | View ↗ |
| #25 | 2026 Kia K4 Hatchback GT-Line Turbo | C | $371 | 1.21% | $302 | ~$1,802 | 36 mo · 10k | $30,800 | Auto Ninjas $699 fee | South | View ↗ |
| #24 | 2026 Kia K4 Sedan LXS | C | $297 | 1.20% | $230 | ~$1,730 | 36 mo · 10k | $24,700 | Auto Ninjas $699 fee | South | View ↗ |
| #23 | 2026 Kia K4 Sedan EX | B | $314 | 1.19% | $246 | ~$1,746 | 36 mo · 10k | $26,500 | Auto Ninjas $699 fee | South | View ↗ |
| #22 | 2026 Kia Sorento Hybrid EX FWD | B | $482 | 1.18% | $375 | ~$1,875 | 24 mo · 10k | $41,000 | Auto Ninjas $699 fee | South | View ↗ |
| #21 | 2026 Kia K5 LXS | B | $346 | 1.17% | $277 | ~$1,777 | 36 mo · 10k | $29,500 | Auto Ninjas $699 fee | South | View ↗ |
| #20 | 2026 Kia Carnival LX | B | $461 | 1.17% | $389 | ~$1,889 | 36 mo · 10k | $39,400 | Auto Ninjas $699 fee | South | View ↗ |
| #19 | 2026 Kia Sorento LX FWD | B | $389 | 1.13% | $319 | ~$1,819 | 36 mo · 10k | $34,500 | Auto Ninjas $699 fee | South | View ↗ |
| #18 | 2026 Kia K4 Sedan GT-Line Turbo | B | $371 | 1.12% | $302 | ~$1,802 | 36 mo · 10k | $33,200 | Auto Ninjas $699 fee | South | View ↗ |
| #17 | 2026 Kia Sorento S FWD | B | $424 | 1.12% | $353 | ~$1,853 | 36 mo · 10k | $38,000 | Auto Ninjas $699 fee | South | View ↗ |
| #16 | 2026 Kia K5 GT-Line | B | $361 | 1.11% | $292 | ~$1,792 | 36 mo · 10k | $32,500 | Auto Ninjas $699 fee | South | View ↗ |
| #15 | 2026 Kia Sportage SX-Prestige FWD | B | $425 | 1.11% | $354 | ~$1,854 | 36 mo · 10k | $38,300 | Auto Ninjas $699 fee | South | View ↗ |
| #14 | 2025 Kia Sportage Plug In Hybrid X-Line Prestige | B | $510 | 1.10% | $393 | $3,500 | 36 mo · 10k | $46,180 | GCauto $699 fee | Northeast | View ↗ |
| #13 | 2026 Kia Sportage X-Line AWD | B | $398 | 1.10% | $328 | ~$1,828 | 36 mo · 10k | $36,100 | Auto Ninjas $699 fee | South | View ↗ |
| #12 | 2026 Kia Sportage EX FWD | B | $362 | 1.10% | $293 | ~$1,793 | 36 mo · 10k | $33,000 | Auto Ninjas $699 fee | South | View ↗ |
| #11 | 2026 Kia Sportage HEV X-Line AWD | B | $413 | 1.09% | $342 | ~$1,842 | 36 mo · 10k | $37,700 | Auto Ninjas $699 fee | South | View ↗ |
| #10 | 2026 Kia Sportage SX FWD | B | $393 | 1.09% | $323 | ~$1,823 | 36 mo · 10k | $36,000 | Auto Ninjas $699 fee | South | View ↗ |
| #9 | 2026 Kia EV6 Light | B | $436 | 1.09% | $336 | $3,000 | 36 mo · 10k | $40,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #8 | 2026 Kia Sportage LX FWD | B | $343 | 1.09% | $274 | ~$1,774 | 36 mo · 10k | $31,500 | Auto Ninjas $699 fee | South | View ↗ |
| #7 | 2026 Kia Sportage HEV EX AWD | B | $397 | 1.08% | $327 | ~$1,827 | 36 mo · 10k | $36,700 | Auto Ninjas $699 fee | South | View ↗ |
| #6 | 2026 Kia Sportage HEV S AWD | B | $371 | 1.07% | $302 | ~$1,802 | 36 mo · 10k | $34,600 | Auto Ninjas $699 fee | South | View ↗ |
| #5 | 2026 Kia EV6 Light Long Range | B | $447 | 1.04% | $347 | $3,000 | 36 mo · 10k | $42,985 | Coastal Motor Group $599 fee | CA | View ↗ |
| #4 | 2025 Kia Sportage PLUG-IN-HYBRID X-LINE AWD | A | $414 | 0.99% | $389 | $389 | 36 mo · 10k | $42,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #3 | 2025 Kia Niro EV Wind | A | $384 | 0.92% | $349 | $349 | 24 mo · 10k | $42,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #2 | 2025 Kia Niro EV Wave | A | $426 | 0.91% | $389 | $389 | 24 mo · 10k | $47,000 | Autologicx $499 fee | NJ, NY | View ↗ |
| #1 | 2026 Kia EV9 Light Long Range | A | $548 | 0.91% | $398 | $3,000 | 24 mo · 10k | $60,545 | Coastal Motor Group $599 fee | CA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?