Best lease broker deals in Alabama
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
Showing the 38 best lease deals available to Alabama drivers right now - nationwide brokers plus brokers serving Alabama. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #38 | 2026 Volvo EX30 Twin Motor Cross Country Ultra AWD | C | $629 | 1.30% | $392 | $4,999 | 24 mo · 7.5k | $48,500 | Auto Ninjas $699 fee | South | View ↗ |
| #37 | 2026 Volvo EX30 Single Motor Plus | B | $490 | 1.19% | $369 | $3,650 | 36 mo · 7.5k | $41,300 | GCauto $699 fee | 29 states | View ↗ |
| #36 | 2026 Volvo XC40 B5 Ultra | B | $634 | 1.18% | $503 | $3,999 | 36 mo · 7.5k | $53,500 | Auto Ninjas $699 fee | South | View ↗ |
| #35 | 2026 Volvo XC40 B5 Core | B | $538 | 1.18% | $407 | $3,999 | 36 mo · 7.5k | $45,600 | Auto Ninjas $699 fee | South | View ↗ |
| #34 | 2026 Volvo XC40 B5 Ultra Black Edition | B | $627 | 1.16% | $496 | $3,999 | 36 mo · 7.5k | $54,200 | Auto Ninjas $699 fee | South | View ↗ |
| #33 | 2026 Volvo EX30 Twin Motor Ultra AWD | B | $552 | 1.13% | $394 | $4,999 | 36 mo · 7.5k | $48,700 | Auto Ninjas $699 fee | South | View ↗ |
| #32 | 2026 Volvo EX30 Ultra Motor Plus | B | $558 | 1.13% | $435 | $3,720 | 36 mo · 7.5k | $49,200 | GCauto $699 fee | 29 states | View ↗ |
| #31 | 2026 Volvo XC40 Gas B5 Ultra | B | $604 | 1.13% | $488 | $3,462 | 36 mo · 7.5k | $53,400 | GCauto $699 fee | 29 states | View ↗ |
| #30 | 2026 Volvo XC40 B5 Plus | B | $566 | 1.13% | $435 | $3,999 | 36 mo · 7.5k | $50,200 | Auto Ninjas $699 fee | South | View ↗ |
| #29 | 2026 Volvo XC90 B5 Core | B | $692 | 1.11% | $534 | $4,999 | 36 mo · 7.5k | $62,400 | Auto Ninjas $699 fee | South | View ↗ |
| #28 | 2026 Volvo XC60 B5 Core | B | $566 | 1.11% | $435 | $3,999 | 36 mo · 7.5k | $51,000 | Auto Ninjas $699 fee | South | View ↗ |
| #27 | 2026 Volvo EX30 Twin Motor Ultra | B | $542 | 1.10% | $420 | $3,703 | 36 mo · 7.5k | $49,120 | GCauto $699 fee | 29 states | View ↗ |
| #26 | 2026 Volvo EX30 Twin Motor Plus AWD | B | $520 | 1.10% | $362 | $4,999 | 36 mo · 7.5k | $47,200 | Auto Ninjas $699 fee | South | View ↗ |
| #25 | 2026 Volvo XC90 B5 Plus 7-Passenger | B | $724 | 1.08% | $566 | $4,999 | 36 mo · 7.5k | $66,900 | Auto Ninjas $699 fee | South | View ↗ |
| #24 | 2026 Volvo XC40 Gas B5 Core | B | $501 | 1.07% | $388 | $3,355 | 36 mo · 7.5k | $46,700 | GCauto $699 fee | 29 states | View ↗ |
| #23 | 2026 Volvo EX30 Twin Motor Plus | B | $499 | 1.07% | $378 | $3,658 | 36 mo · 7.5k | $46,745 | GCauto $699 fee | 29 states | View ↗ |
| #22 | 2026 Volvo XC60 B5 Plus | B | $605 | 1.05% | $474 | $3,999 | 36 mo · 7.5k | $57,500 | Auto Ninjas $699 fee | South | View ↗ |
| #21 | 2026 Volvo XC60 B5 Ultra | B | $661 | 1.05% | $530 | $3,999 | 36 mo · 7.5k | $62,900 | Auto Ninjas $699 fee | South | View ↗ |
| #20 | 2026 Volvo XC40 Gas B5 Plus | B | $514 | 1.04% | $401 | $3,368 | 36 mo · 7.5k | $49,500 | GCauto $699 fee | 29 states | View ↗ |
| #19 | 2026 Volvo XC60 Gas B5 Core | B | $522 | 1.02% | $405 | $3,513 | 36 mo · 7.5k | $51,000 | GCauto $699 fee | 29 states | View ↗ |
| #18 | 2026 Volvo XC90 Gas B5 Core | B | $637 | 1.02% | $515 | $3,683 | 36 mo · 7.5k | $62,500 | GCauto $699 fee | 29 states | View ↗ |
| #17 | 2026 Volvo XC90 Gas B6 Plus 6 | A | $711 | 0.99% | $587 | $3,760 | 36 mo · 7.5k | $71,500 | GCauto $699 fee | 29 states | View ↗ |
| #16 | 2026 Volvo XC90 Gas B5 Plus 7 | A | $669 | 0.99% | $546 | $3,717 | 36 mo · 7.5k | $67,400 | GCauto $699 fee | 29 states | View ↗ |
| #15 | 2026 Volvo XC90 Gas B6 Plus 7 | A | $696 | 0.97% | $573 | $3,745 | 36 mo · 7.5k | $72,000 | GCauto $699 fee | 29 states | View ↗ |
| #14 | 2026 Volvo XC60 Gas B5 Ultra | A | $603 | 0.97% | $484 | $3,597 | 36 mo · 7.5k | $62,400 | GCauto $699 fee | 29 states | View ↗ |
| #13 | 2026 Volvo XC60 Gas B5 Plus | A | $560 | 0.97% | $442 | $3,552 | 36 mo · 7.5k | $57,900 | GCauto $699 fee | 29 states | View ↗ |
| #12 | 2026 Volvo XC60 PHEV T8 Core | A | $590 | 0.93% | $459 | $3,999 | 36 mo · 7.5k | $63,300 | Auto Ninjas $699 fee | South | View ↗ |
| #11 | 2026 Volvo XC60 PHEV T8 Ultra | A | $667 | 0.90% | $536 | $3,999 | 36 mo · 7.5k | $74,400 | Auto Ninjas $699 fee | South | View ↗ |
| #10 | 2026 Volvo XC60 PHEV T8 Plus | A | $616 | 0.89% | $485 | $3,999 | 36 mo · 7.5k | $69,300 | Auto Ninjas $699 fee | South | View ↗ |
| #9 | 2026 Volvo XC90 PHEV T8 Ultra 7-Passenger | A | $747 | 0.88% | $589 | $4,999 | 36 mo · 7.5k | $85,200 | Auto Ninjas $699 fee | South | View ↗ |
| #8 | 2026 Volvo XC90 PHEV T8 Plus 7-Passenger | A | $703 | 0.87% | $545 | $4,999 | 36 mo · 7.5k | $80,600 | Auto Ninjas $699 fee | South | View ↗ |
| #7 | 2026 Volvo XC90 PHEV T8 Core 7-Passenger | A | $684 | 0.87% | $526 | $4,999 | 36 mo · 7.5k | $78,700 | Auto Ninjas $699 fee | South | View ↗ |
| #6 | 2026 Volvo XC90 Plug-in Hybrid T8 Ultra 6 | A | $709 | 0.82% | $580 | $3,927 | 36 mo · 7.5k | $86,200 | GCauto $699 fee | 29 states | View ↗ |
| #5 | 2026 Volvo XC60 Plug-in Hybrid T8 Ultra | A | $610 | 0.82% | $484 | $3,825 | 36 mo · 7.5k | $74,500 | GCauto $699 fee | 29 states | View ↗ |
| #4 | 2026 Volvo XC60 Plug-in Hybrid T8 Plus | A | $562 | 0.81% | $438 | $3,776 | 36 mo · 7.5k | $69,400 | GCauto $699 fee | 29 states | View ↗ |
| #3 | 2026 Volvo XC90 Plug-in Hybrid T8 Ultra 7 | A+ | $671 | 0.79% | $544 | $3,889 | 36 mo · 7.5k | $84,800 | GCauto $699 fee | 29 states | View ↗ |
| #2 | 2026 Volvo XC90 Plug-in Hybrid T8 Plus 7 | A+ | $644 | 0.79% | $517 | $3,861 | 36 mo · 7.5k | $81,700 | GCauto $699 fee | 29 states | View ↗ |
| #1 | 2026 Volvo XC90 Plug-in Hybrid T8 Core | A+ | $612 | 0.78% | $486 | $3,827 | 36 mo · 7.5k | $78,100 | GCauto $699 fee | 29 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?