Best lease broker deals in Kentucky
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
Showing the 46 best lease deals available to Kentucky drivers right now - nationwide brokers plus brokers serving Kentucky. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 Volvo XC90 Plug-in Hybrid T8 Core | A+ | $612 | 0.78% | $486 | $3,827 | 36 mo · 7.5k | $78,100 | GCauto $699 fee | 29 states | View ↗ |
| #2 | 2026 Volvo XC90 Plug-in Hybrid T8 Plus 7 | A+ | $644 | 0.79% | $517 | $3,861 | 36 mo · 7.5k | $81,700 | GCauto $699 fee | 29 states | View ↗ |
| #3 | 2026 Volvo XC90 Plug-in Hybrid T8 Ultra 7 | A+ | $671 | 0.79% | $544 | $3,889 | 36 mo · 7.5k | $84,800 | GCauto $699 fee | 29 states | View ↗ |
| #4 | 2026 Volvo XC60 Plug-in Hybrid T8 Plus | A | $562 | 0.81% | $438 | $3,776 | 36 mo · 7.5k | $69,400 | GCauto $699 fee | 29 states | View ↗ |
| #5 | 2026 Volvo XC60 Plug-in Hybrid T8 Ultra | A | $610 | 0.82% | $484 | $3,825 | 36 mo · 7.5k | $74,500 | GCauto $699 fee | 29 states | View ↗ |
| #6 | 2026 Volvo XC90 Plug-in Hybrid T8 Ultra 6 | A | $709 | 0.82% | $580 | $3,927 | 36 mo · 7.5k | $86,200 | GCauto $699 fee | 29 states | View ↗ |
| #7 | 2026 Volvo XC90 PHEV T8 Core 7-Passenger | A | $684 | 0.87% | $526 | $4,999 | 36 mo · 7.5k | $78,700 | Auto Ninjas $699 fee | South | View ↗ |
| #8 | 2026 Volvo XC90 PHEV T8 Plus 7-Passenger | A | $703 | 0.87% | $545 | $4,999 | 36 mo · 7.5k | $80,600 | Auto Ninjas $699 fee | South | View ↗ |
| #9 | 2026 Volvo XC90 PHEV T8 Ultra 7-Passenger | A | $747 | 0.88% | $589 | $4,999 | 36 mo · 7.5k | $85,200 | Auto Ninjas $699 fee | South | View ↗ |
| #10 | 2026 Volvo XC60 PHEV T8 Plus | A | $616 | 0.89% | $485 | $3,999 | 36 mo · 7.5k | $69,300 | Auto Ninjas $699 fee | South | View ↗ |
| #11 | 2026 Volvo XC60 PHEV T8 Ultra | A | $667 | 0.90% | $536 | $3,999 | 36 mo · 7.5k | $74,400 | Auto Ninjas $699 fee | South | View ↗ |
| #12 | 2026 Volvo EX90 Twin Motor Plus | A | $778 | 0.93% | $640 | $4,271 | 36 mo · 7.5k | $84,120 | GCauto $699 fee | 29 states | View ↗ |
| #13 | 2026 Volvo XC60 PHEV T8 Core | A | $590 | 0.93% | $459 | $3,999 | 36 mo · 7.5k | $63,300 | Auto Ninjas $699 fee | South | View ↗ |
| #14 | 2026 Volvo XC60 Gas B5 Plus | A | $560 | 0.97% | $442 | $3,552 | 36 mo · 7.5k | $57,900 | GCauto $699 fee | 29 states | View ↗ |
| #15 | 2026 Volvo XC60 Gas B5 Ultra | A | $603 | 0.97% | $484 | $3,597 | 36 mo · 7.5k | $62,400 | GCauto $699 fee | 29 states | View ↗ |
| #16 | 2026 Volvo XC90 Gas B6 Plus 7 | A | $696 | 0.97% | $573 | $3,745 | 36 mo · 7.5k | $72,000 | GCauto $699 fee | 29 states | View ↗ |
| #17 | 2026 Volvo XC90 Gas B6 Ultra 7 | A | $728 | 0.97% | $604 | $3,778 | 36 mo · 7.5k | $75,200 | GCauto $699 fee | 29 states | View ↗ |
| #18 | 2026 Volvo XC90 Gas B5 Plus 7 | A | $669 | 0.99% | $546 | $3,717 | 36 mo · 7.5k | $67,400 | GCauto $699 fee | 29 states | View ↗ |
| #19 | 2026 Volvo XC90 Gas B6 Plus 6 | A | $711 | 0.99% | $587 | $3,760 | 36 mo · 7.5k | $71,500 | GCauto $699 fee | 29 states | View ↗ |
| #20 | 2026 Volvo XC90 Gas B6 Ultra 6 | A | $759 | 1.00% | $634 | $3,810 | 36 mo · 7.5k | $76,200 | GCauto $699 fee | 29 states | View ↗ |
| #21 | 2026 Volvo XC90 PHEV T8 Ultra 6-Passenger | B | $863 | 1.01% | $705 | $4,999 | 36 mo · 7.5k | $85,800 | Auto Ninjas $699 fee | South | View ↗ |
| #22 | 2026 Volvo XC90 Gas B5 Core | B | $637 | 1.02% | $515 | $3,683 | 36 mo · 7.5k | $62,500 | GCauto $699 fee | 29 states | View ↗ |
| #23 | 2026 Volvo XC60 Gas B5 Core | B | $522 | 1.02% | $405 | $3,513 | 36 mo · 7.5k | $51,000 | GCauto $699 fee | 29 states | View ↗ |
| #24 | 2026 Volvo XC40 Gas B5 Plus | B | $514 | 1.04% | $401 | $3,368 | 36 mo · 7.5k | $49,500 | GCauto $699 fee | 29 states | View ↗ |
| #25 | 2026 Volvo XC60 B5 Ultra | B | $661 | 1.05% | $530 | $3,999 | 36 mo · 7.5k | $62,900 | Auto Ninjas $699 fee | South | View ↗ |
| #26 | 2026 Volvo XC60 B5 Plus | B | $605 | 1.05% | $474 | $3,999 | 36 mo · 7.5k | $57,500 | Auto Ninjas $699 fee | South | View ↗ |
| #27 | 2026 Volvo XC90 B6 Plus 7-Passenger | B | $760 | 1.06% | $602 | $4,999 | 36 mo · 7.5k | $71,900 | Auto Ninjas $699 fee | South | View ↗ |
| #28 | 2026 Volvo XC90 B6 Ultra 7-Passenger | B | $795 | 1.06% | $637 | $4,999 | 36 mo · 7.5k | $75,200 | Auto Ninjas $699 fee | South | View ↗ |
| #29 | 2026 Volvo EX30 Twin Motor Plus | B | $499 | 1.07% | $378 | $3,658 | 36 mo · 7.5k | $46,745 | GCauto $699 fee | 29 states | View ↗ |
| #30 | 2026 Volvo XC40 Gas B5 Core | B | $501 | 1.07% | $388 | $3,355 | 36 mo · 7.5k | $46,700 | GCauto $699 fee | 29 states | View ↗ |
| #31 | 2026 Volvo XC90 B5 Plus 7-Passenger | B | $724 | 1.08% | $566 | $4,999 | 36 mo · 7.5k | $66,900 | Auto Ninjas $699 fee | South | View ↗ |
| #32 | 2026 Volvo XC90 B6 Ultra 6-Passenger | B | $823 | 1.08% | $665 | $4,999 | 36 mo · 7.5k | $76,000 | Auto Ninjas $699 fee | South | View ↗ |
| #33 | 2026 Volvo XC90 B6 Plus 6-Passenger | B | $775 | 1.08% | $617 | $4,999 | 36 mo · 7.5k | $71,500 | Auto Ninjas $699 fee | South | View ↗ |
| #34 | 2026 Volvo EX30 Twin Motor Plus AWD | B | $520 | 1.10% | $362 | $4,999 | 36 mo · 7.5k | $47,200 | Auto Ninjas $699 fee | South | View ↗ |
| #35 | 2026 Volvo EX30 Twin Motor Ultra | B | $542 | 1.10% | $420 | $3,703 | 36 mo · 7.5k | $49,120 | GCauto $699 fee | 29 states | View ↗ |
| #36 | 2026 Volvo XC60 B5 Core | B | $566 | 1.11% | $435 | $3,999 | 36 mo · 7.5k | $51,000 | Auto Ninjas $699 fee | South | View ↗ |
| #37 | 2026 Volvo XC90 B5 Core | B | $692 | 1.11% | $534 | $4,999 | 36 mo · 7.5k | $62,400 | Auto Ninjas $699 fee | South | View ↗ |
| #38 | 2026 Volvo XC40 B5 Plus | B | $566 | 1.13% | $435 | $3,999 | 36 mo · 7.5k | $50,200 | Auto Ninjas $699 fee | South | View ↗ |
| #39 | 2026 Volvo XC40 Gas B5 Ultra | B | $604 | 1.13% | $488 | $3,462 | 36 mo · 7.5k | $53,400 | GCauto $699 fee | 29 states | View ↗ |
| #40 | 2026 Volvo EX30 Ultra Motor Plus | B | $558 | 1.13% | $435 | $3,720 | 36 mo · 7.5k | $49,200 | GCauto $699 fee | 29 states | View ↗ |
| #41 | 2026 Volvo EX30 Twin Motor Ultra AWD | B | $552 | 1.13% | $394 | $4,999 | 36 mo · 7.5k | $48,700 | Auto Ninjas $699 fee | South | View ↗ |
| #42 | 2026 Volvo XC40 B5 Ultra Black Edition | B | $627 | 1.16% | $496 | $3,999 | 36 mo · 7.5k | $54,200 | Auto Ninjas $699 fee | South | View ↗ |
| #43 | 2026 Volvo XC40 B5 Core | B | $538 | 1.18% | $407 | $3,999 | 36 mo · 7.5k | $45,600 | Auto Ninjas $699 fee | South | View ↗ |
| #44 | 2026 Volvo XC40 B5 Ultra | B | $634 | 1.18% | $503 | $3,999 | 36 mo · 7.5k | $53,500 | Auto Ninjas $699 fee | South | View ↗ |
| #45 | 2026 Volvo EX30 Single Motor Plus | B | $490 | 1.19% | $369 | $3,650 | 36 mo · 7.5k | $41,300 | GCauto $699 fee | 29 states | View ↗ |
| #46 | 2026 Volvo EX30 Twin Motor Cross Country Ultra AWD | C | $629 | 1.30% | $392 | $4,999 | 24 mo · 7.5k | $48,500 | Auto Ninjas $699 fee | South | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
TradeMyLease is an independent site: advertised deals are aggregated from lease brokers' and dealerships' own public postings (rate sheets, forum posts, websites). We are not affiliated with or endorsed by any broker, dealership, or manufacturer, and we are not a party to any transaction. We may receive compensation from brokers for referrals — compensation never affects which deals appear or how they are ranked or graded. Pricing changes fast — always confirm current terms directly with the broker. Brokers: to correct or remove your deals or name, email legal@mkn.us — see our Terms.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?