Best lease broker deals in New Jersey
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 1, 2026.
Showing the 9 best lease deals available to New Jersey drivers right now - nationwide brokers plus brokers serving New Jersey. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2025 Volvo EX90 Twin Motor Plus 7P AWD +1 more trim | A | $677 | 0.82% | $479 | $6,220 | 36 mo · 7.5k | $82,090 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #2 | 2026 Volvo XC90 B6 T8 Ultra 7P +4 more trims | A | $784 | 0.89% | $599 | $6,330 | 39 mo · 7.5k | $88,275 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #3 | 2026 Volvo XC60 PHEV T8 Ultra | A | $693 | 0.94% | $529 | $5,008 | 36 mo · 7.5k | $74,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #4 | 2026 Volvo XC60 B5 Core +3 more trims | A | $575 | 0.99% | $425 | $4,513 | 36 mo · 7.5k | $58,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #5 | 2026 Volvo XC90 PHEV T8 Plus 7S +6 more trims | B | $804 | 1.00% | $746 | $1,741 | 36 mo · 7.5k | $80,245 | LeaseWiz $345 fee | 6 states | View ↗ |
| #6 | 2026 Volvo XC40 B5 Plus +2 more trims | B | $504 | 1.01% | $366 | $4,068 | 36 mo · 7.5k | $50,150 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #7 | 2026 Volvo XC90 PHEV T8 Ultra 7P +3 more trims | B | $784 | 1.04% | $609 | $5,398 | 36 mo · 10k | $75,200 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #8 | 2026 Volvo XC60 B5 Ultra +2 more trims | B | $749 | 1.17% | $693 | $1,688 | 36 mo · 7.5k | $63,935 | LeaseWiz $345 fee | 6 states | View ↗ |
| #9 | 2026 Volvo EX30 Twin Motor Plus AWD | B | $562 | 1.20% | $395 | $5,127 | 36 mo · 7.5k | $46,900 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?