Best lease broker deals in Texas
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 5, 2026.
Showing the 4 best lease deals available to Texas drivers right now - nationwide brokers plus brokers serving Texas. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #4 | 2026 Toyota Camry LE | A | $304 | 0.95% | $0 | $6,800 | 24 mo · 12k | $31,978 | MHR Auto Group $499 fee | TX | View ↗ |
| #3 | 2026 Toyota 4Runner TRD Off Road Premium | A | $479 | 0.80% | $0 | $11,000 | 24 mo · 12k | $59,568 | MHR Auto Group $499 fee | TX | View ↗ |
| #2 | 2026 Toyota Tacoma SR5 4X2 +1 more trim | A+ | $316 | 0.75% | $288 | $506 | 36 mo · 10k | $42,188 | MHR Auto Group $499 fee | TX | View ↗ |
| #1 | 2026 Toyota Tundra SR5 4X4 CrewMax +2 more trims | A+ | $337 | 0.60% | $0 | $7,600 | 24 mo · 12k | $56,144 | MHR Auto Group $499 fee | TX | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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Top 50 nationally, the best in your state, and new lease takeovers - on your schedule.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?