Best lease broker deals today
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 1, 2026.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2027 Cadillac Optiq Luxury | A | $448 | 0.86% | $273 | $3,500 | 24 mo · 10k | $52,000 | GCauto $699 fee | CA | View ↗ |
| #2 | 2027 Cadillac Optiq Luxury +1 more trim | A | $490 | 0.94% | $319 | $3,500 | 24 mo · 10k | $52,026 | Coastal Motor Group $599 fee | CA | View ↗ |
| #3 | 2026 Cadillac Optiq Premium Sport | A | $530 | 0.95% | $359 | $3,500 | 24 mo · 10k | $55,750 | Coastal Motor Group $599 fee | CA | View ↗ |
| #4 | 2027 Cadillac Lyriq Luxury | B | $654 | 1.06% | $479 | $3,500 | 24 mo · 10k | $62,000 | GCauto $699 fee | CA | View ↗ |
| #5 | 2027 Cadillac Lyriq Luxury | B | $691 | 1.09% | $499 | $4,000 | 24 mo · 10k | $63,351 | Coastal Motor Group $599 fee | CA | View ↗ |
| #6 | 2026 Cadillac Optiq AWD Premium Sport | B | $742 | 1.17% | $585 | $5,000 | 36 mo · 10k | $63,200 | Platinum Motor Imports $650 fee | CA, NE | View ↗ |
| #7 | 2026 Cadillac Lyriq Luxury | B | $730 | 1.19% | $559 | $3,500 | 24 mo · 10k | $61,580 | Coastal Motor Group $599 fee | CA | View ↗ |
| #8 | 2026 Cadillac XT5 Loaner | C | $572 | 1.22% | $415 | $5,000 | 36 mo · 10k | $46,900 | Platinum Motor Imports $650 fee | CA, NE | View ↗ |
| #9 | 2026 Cadillac CT5 Premium Luxury | D | $724 | 1.45% | $639 | $3,500 | 48 mo · 10k | $50,080 | Coastal Motor Group $599 fee | CA | View ↗ |
| #10 | 2026 Cadillac XT5 Luxury | D | $743 | 1.59% | $629 | $3,500 | 36 mo · 10k | $46,770 | Coastal Motor Group $599 fee | CA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
notifications_active Get notified of new lease deals
Top 50 nationally, the best in your state, and new lease takeovers - on your schedule.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?