Best lease broker deals in New York
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 18, 2026.
Showing the 27 best lease deals available to New York drivers right now - nationwide brokers plus brokers serving New York. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #27 | 2026 BMW X1 xDrive28i | D | $669 | 1.42% | $644 | $644 | 39 mo · 7.5k | $47,155 | LeaseWiz $345 fee | 6 states | View ↗ |
| #26 | 2026 BMW X3 30 xDrive | C | $756 | 1.36% | $728 | $728 | 39 mo · 7.5k | $55,490 | LeaseWiz $345 fee | 6 states | View ↗ |
| #25 | 2025 BMW 430xi CV | C | $817 | 1.26% | $771 | $799 | 39 mo · 10k | $65,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #24 | 2026 BMW X2 xdrive28i | C | $604 | 1.24% | $557 | $699 | 36 mo · 10k | $48,650 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #23 | 2026 BMW 5 Series 530i | C | $825 | 1.23% | $796 | $796 | 39 mo · 7.5k | $67,140 | LeaseWiz $345 fee | 6 states | View ↗ |
| #22 | 2026 BMW 3 Series 330i xDrive | C | $647 | 1.23% | $622 | $622 | 39 mo · 7.5k | $52,665 | LeaseWiz $345 fee | 6 states | View ↗ |
| #21 | 2026 BMW M440xi | C | $855 | 1.22% | $809 | $799 | 39 mo · 10k | $70,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #20 | 2026 BMW X6 Xdrive 40i | C | $1,000 | 1.21% | $954 | $799 | 39 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #19 | 2026 BMW 430xi GC | B | $671 | 1.18% | $625 | $799 | 39 mo · 10k | $57,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #18 | 2026 BMW X5 Xdrive 40i | B | $798 | 1.05% | $749 | $899 | 39 mo · 10k | $76,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #17 | 2027 BMW X7 xdrive40i | B | $962 | 1.03% | $913 | $899 | 39 mo · 10k | $93,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #16 | 2026 BMW X3 M50i | B | $728 | 1.02% | $679 | $899 | 39 mo · 10k | $71,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #15 | 2026 BMW X5 Xdrive 50e | B | $814 | 1.02% | $765 | $899 | 39 mo · 10k | $80,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #14 | 2026 BMW 840xi | B | $1,009 | 1.01% | $963 | $799 | 39 mo · 7.5k | $100,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #13 | 2027 BMW 540xi | A | $738 | 1.00% | $692 | $799 | 39 mo · 10k | $74,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #12 | 2026 BMW X1 xdrive28i | A | $454 | 0.99% | $410 | $699 | 39 mo · 10k | $46,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #11 | 2026 BMW X3 xdrive30i | A | $521 | 0.97% | $475 | $799 | 39 mo · 10k | $54,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #10 | 2026 BMW 530xi | A | $576 | 0.87% | $532 | $699 | 39 mo · 10k | $66,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #9 | 2026 BMW 330xi | A | $451 | 0.85% | $405 | $799 | 39 mo · 10k | $53,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #8 | 2026 BMW 550xe | A | $703 | 0.85% | $650 | $899 | 36 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #7 | 2025 BMW X1 xdrive28i | A | $414 | 0.82% | $360 | $1,099 | 39 mo · 10k | $50,600 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #6 | 2026 BMW 760xi | A | $1,037 | 0.82% | $988 | $899 | 39 mo · 7.5k | $127,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #5 | 2025 BMW i7 Xdrive60 | A+ | $1,031 | 0.79% | $978 | $899 | 36 mo · 7.5k | $130,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #4 | 2026 BMW 740xi | A+ | $851 | 0.79% | $802 | $899 | 39 mo · 10k | $108,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2025 BMW i5 40xe | A+ | $606 | 0.78% | $553 | $899 | 36 mo · 10k | $78,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #2 | 2026 BMW i7 edrive50 | A+ | $880 | 0.77% | $827 | $899 | 36 mo · 7.5k | $115,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #1 | 2026 BMW I4 40xe | A+ | $503 | 0.75% | $450 | $899 | 36 mo · 7.5k | $67,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?