Best lease broker deals today
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 6, 2026 (today).
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2025 Volvo S90 B6 Plus AWD | A | $508 | 0.83% | $365 | $4,464 | 36 mo · 7.5k | $60,995 | GCauto $699 fee | CT, NJ, NY, PA | View ↗ |
| #2 | 2026 Volvo XC60 Gas B5 Plus Dark +2 more trims | A | $424 | 0.90% | $293 | $4,000 | 36 mo · 7.5k | $47,345 | GCauto $699 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2026 Volvo XC60 B5 Plus | A | $533 | 0.92% | $395 | $4,286 | 36 mo · 7.5k | $57,900 | GCauto $699 fee | CT, NJ, NY, PA | View ↗ |
| #4 | 2026 Volvo XC40 Gas B5 Plus +1 more trim | A | $459 | 0.93% | $344 | $3,447 | 36 mo · 7.5k | $49,500 | GCauto $699 fee | FL | View ↗ |
| #5 | 20255 Volvo XC40 B5 Plus Dark +2 more trims | A | $463 | 0.97% | $346 | $3,500 | 36 mo · 7.5k | $47,765 | GCauto $699 fee | CT, NJ, NY, PA | View ↗ |
| #6 | 2026 Volvo XC40 B5 Plus +1 more trim | B | $504 | 1.01% | $366 | $4,068 | 36 mo · 7.5k | $50,150 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #7 | 2026 Volvo XC40 B5 Plus | B | $492 | 1.02% | $362 | $3,996 | 36 mo · 7.5k | $48,200 | GCauto $699 fee | CT, NJ, NY, PA | View ↗ |
| #8 | 2026 Volvo EX30 Ultra Motor Plus | B | $514 | 1.06% | $390 | $3,759 | 36 mo · 7.5k | $48,500 | GCauto $699 fee | FL | View ↗ |
| #9 | 2026 Volvo EX30 Twin Motor Plus AWD | B | $562 | 1.20% | $395 | $5,127 | 36 mo · 7.5k | $46,900 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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Top 50 nationally, the best in your state, and new lease takeovers - on your schedule.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?