Best lease broker deals in New Jersey
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 1, 2026.
Showing the 33 best lease deals available to New Jersey drivers right now - nationwide brokers plus brokers serving New Jersey. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 BMW 760xi | A+ | $728 | 0.54% | $561 | $1,499 | 15 mo · 10k | $135,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #2 | 2026 BMW 740xi | A+ | $851 | 0.79% | $802 | $899 | 39 mo · 10k | $108,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2026 BMW 330xi | A | $433 | 0.82% | $387 | $799 | 39 mo · 10k | $53,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #4 | 2026 BMW X1 xdrive28i | A | $420 | 0.88% | $366 | $1,099 | 39 mo · 10k | $48,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #5 | 2027 BMW X7 xdrive40i | A | $884 | 0.95% | $835 | $899 | 39 mo · 10k | $93,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #6 | 2026 BMW X3 xdrive30i +1 more trim | A | $521 | 0.97% | $475 | $799 | 39 mo · 10k | $54,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #7 | 2027 BMW 530xi | A | $661 | 0.97% | $615 | $799 | 39 mo · 10k | $68,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #8 | 2026 BMW 3 Series 330i +1 more trim | A | $507 | 0.97% | $399 | $3,500 | 39 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #9 | 2027 BMW 540xi | A | $738 | 1.00% | $692 | $799 | 39 mo · 10k | $74,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #10 | 2027 BMW 550xe | B | $832 | 1.00% | $779 | $899 | 36 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #11 | 2027 BMW X1 xdrive28i | B | $474 | 1.03% | $430 | $699 | 39 mo · 10k | $46,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #12 | 2027 BMW i5 40xe | B | $777 | 1.04% | $724 | $899 | 36 mo · 10k | $75,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #13 | 2026 BMW X5 Xdrive 40i | B | $798 | 1.05% | $749 | $899 | 39 mo · 10k | $76,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #14 | 2026 BMW 430xi Coupe +1 more trim | B | $650 | 1.06% | $599 | $999 | 39 mo · 10k | $61,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #15 | 2026 BMW 530xi | B | $755 | 1.11% | $725 | $725 | 36 mo · 7.5k | $68,300 | LeaseWiz $345 fee | 6 states | View ↗ |
| #16 | 2026 BMW 2 Series 228 GC +2 more trims | B | $503 | 1.12% | $395 | $3,500 | 39 mo · 7.5k | $45,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #17 | 2026 BMW 330 Xdr | B | $601 | 1.12% | $575 | $575 | 36 mo · 7.5k | $53,500 | LeaseWiz $345 fee | 6 states | View ↗ |
| #18 | 2026 BMW X3 xDrive30 +1 more trim | B | $619 | 1.13% | $511 | $3,500 | 39 mo · 7.5k | $55,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #19 | 2027 BMW 5 Series 530i xDrive +1 more trim | B | $793 | 1.13% | $685 | $3,500 | 39 mo · 7.5k | $70,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #20 | 2026 BMW 550e Xdr | B | $960 | 1.14% | $925 | $925 | 36 mo · 7.5k | $84,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #21 | 2026 BMW X5 50e +1 more trim | B | $947 | 1.17% | $839 | $3,500 | 39 mo · 7.5k | $81,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #22 | 2026 BMW X1 xDrive28i | B | $553 | 1.18% | $445 | $3,500 | 39 mo · 7.5k | $47,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #23 | 2027 BMW X5 Xdrive 40i | B | $944 | 1.19% | $895 | $899 | 39 mo · 10k | $79,100 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #24 | 2026 BMW X6 Xdrive 40i | C | $1,000 | 1.21% | $954 | $799 | 39 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #25 | 2026 BMW 3 Series 330i xDrive | C | $647 | 1.23% | $622 | $622 | 39 mo · 7.5k | $52,665 | LeaseWiz $345 fee | 6 states | View ↗ |
| #26 | 2026 BMW 5 Series 530i | C | $825 | 1.23% | $796 | $796 | 39 mo · 7.5k | $67,140 | LeaseWiz $345 fee | 6 states | View ↗ |
| #27 | 2026 BMW X3 Xdr30 +2 more trims | C | $769 | 1.23% | $739 | $739 | 36 mo · 7.5k | $62,400 | LeaseWiz $345 fee | 6 states | View ↗ |
| #28 | 2026 BMW M440xi | C | $875 | 1.25% | $829 | $799 | 39 mo · 10k | $70,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #29 | 2026 BMW X1 Xdr28 +1 more trim | C | $611 | 1.25% | $585 | $585 | 36 mo · 7.5k | $48,700 | LeaseWiz $345 fee | 6 states | View ↗ |
| #30 | 2026 BMW X2 xdrive28i | C | $629 | 1.29% | $582 | $699 | 36 mo · 10k | $48,650 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #31 | 2025 BMW 430xi CV | C | $851 | 1.31% | $805 | $799 | 39 mo · 10k | $65,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #32 | 2026 BMW 4 Series 430i Cabriolet | C | $997 | 1.35% | $889 | $3,500 | 39 mo · 7.5k | $74,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #33 | 2026 BMW X2 xDrive28i | D | $762 | 1.47% | $645 | $3,500 | 36 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?