Best lease broker deals in New Jersey
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 1, 2026.
Showing the 50 best lease deals available to New Jersey drivers right now - nationwide brokers plus brokers serving New Jersey. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 BMW 760xi | A+ | $728 | 0.54% | $561 | $1,499 | 15 mo · 10k | $135,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #2 | 2026 BMW 740xi | A+ | $851 | 0.79% | $802 | $899 | 39 mo · 10k | $108,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2026 BMW 330xi | A | $433 | 0.82% | $387 | $799 | 39 mo · 10k | $53,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #4 | 2026 BMW X1 xdrive28i | A | $420 | 0.88% | $366 | $1,099 | 39 mo · 10k | $48,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #5 | 2027 BMW X7 xdrive40i +1 more trim | A | $884 | 0.95% | $835 | $899 | 39 mo · 10k | $93,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #6 | 2027 BMW i7 Xdrive50 +1 more trim | A | $1,106 | 0.96% | $1,053 | $899 | 36 mo · 7.5k | $115,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #7 | 2026 BMW X3 xdrive30i +1 more trim | A | $521 | 0.97% | $475 | $799 | 39 mo · 10k | $54,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #8 | 2027 BMW 530xi | A | $661 | 0.97% | $615 | $799 | 39 mo · 10k | $68,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #9 | 2026 BMW 3 Series 330i +1 more trim | A | $507 | 0.97% | $399 | $3,500 | 39 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #10 | 2027 BMW 540xi | A | $738 | 1.00% | $692 | $799 | 39 mo · 10k | $74,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #11 | 2027 BMW 550xe | B | $832 | 1.00% | $779 | $899 | 36 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #12 | 2027 BMW 740xi | B | $1,086 | 1.02% | $1,037 | $899 | 39 mo · 7.5k | $107,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #13 | 2027 BMW X1 xdrive28i | B | $474 | 1.03% | $430 | $699 | 39 mo · 10k | $46,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #14 | 2027 BMW i5 40xe | B | $777 | 1.04% | $724 | $899 | 36 mo · 10k | $75,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #15 | 2026 BMW X5 Xdrive 40i +1 more trim | B | $798 | 1.05% | $749 | $899 | 39 mo · 10k | $76,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #16 | 2026 BMW 430xi Coupe +1 more trim | B | $650 | 1.06% | $599 | $999 | 39 mo · 10k | $61,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #17 | 2026 BMW 840xi | B | $1,060 | 1.06% | $1,014 | $799 | 39 mo · 10k | $100,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #18 | 2026 BMW 7 Series 740i xDrive | B | $1,137 | 1.06% | $1,029 | $3,500 | 39 mo · 7.5k | $107,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #19 | 2026 BMW 530xi | B | $755 | 1.11% | $725 | $725 | 36 mo · 7.5k | $68,300 | LeaseWiz $345 fee | 6 states | View ↗ |
| #20 | 2026 BMW 2 Series 228 GC +2 more trims | B | $503 | 1.12% | $395 | $3,500 | 39 mo · 7.5k | $45,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #21 | 2026 BMW 330 Xdr | B | $601 | 1.12% | $575 | $575 | 36 mo · 7.5k | $53,500 | LeaseWiz $345 fee | 6 states | View ↗ |
| #22 | 2026 BMW X3 xDrive30 +1 more trim | B | $619 | 1.13% | $511 | $3,500 | 39 mo · 7.5k | $55,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #23 | 2027 BMW 5 Series 530i xDrive +1 more trim | B | $793 | 1.13% | $685 | $3,500 | 39 mo · 7.5k | $70,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #24 | 2026 BMW 550e Xdr | B | $960 | 1.14% | $925 | $925 | 36 mo · 7.5k | $84,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #25 | 2026 BMW 740 Xdr | B | $1,320 | 1.15% | $1,275 | $1,275 | 36 mo · 7.5k | $115,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #26 | 2026 BMW X5 50e +3 more trims | B | $947 | 1.17% | $839 | $3,500 | 39 mo · 7.5k | $81,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #27 | 2026 BMW X1 xDrive28i | B | $553 | 1.18% | $445 | $3,500 | 39 mo · 7.5k | $47,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #28 | 2027 BMW X5 Xdrive 40i | B | $944 | 1.19% | $895 | $899 | 39 mo · 10k | $79,100 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #29 | 2026 BMW X6 Xdrive 40i | C | $1,000 | 1.21% | $954 | $799 | 39 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #30 | 2027 BMW X7 xDrive40i +1 more trim | C | $1,137 | 1.21% | $1,029 | $3,500 | 39 mo · 7.5k | $94,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #31 | 2026 BMW 7 Series 740i xDrive | C | $1,406 | 1.22% | $1,362 | $1,362 | 39 mo · 7.5k | $115,100 | LeaseWiz $345 fee | 6 states | View ↗ |
| #32 | 2026 BMW 3 Series 330i xDrive | C | $647 | 1.23% | $622 | $622 | 39 mo · 7.5k | $52,665 | LeaseWiz $345 fee | 6 states | View ↗ |
| #33 | 2026 BMW 5 Series 530i | C | $825 | 1.23% | $796 | $796 | 39 mo · 7.5k | $67,140 | LeaseWiz $345 fee | 6 states | View ↗ |
| #34 | 2026 BMW X3 Xdr30 +2 more trims | C | $769 | 1.23% | $739 | $739 | 36 mo · 7.5k | $62,400 | LeaseWiz $345 fee | 6 states | View ↗ |
| #35 | 2026 BMW M440xi | C | $875 | 1.25% | $829 | $799 | 39 mo · 10k | $70,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #36 | 2026 BMW X5 50e +4 more trims | C | $1,135 | 1.25% | $1,095 | $1,095 | 36 mo · 7.5k | $90,500 | LeaseWiz $345 fee | 6 states | View ↗ |
| #37 | 2026 BMW X1 Xdr28 +1 more trim | C | $611 | 1.25% | $585 | $585 | 36 mo · 7.5k | $48,700 | LeaseWiz $345 fee | 6 states | View ↗ |
| #38 | 2026 BMW X6 M Comp +1 more trim | C | $1,828 | 1.27% | $1,769 | $1,769 | 36 mo · 7.5k | $144,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #39 | 2026 BMW X2 xdrive28i | C | $629 | 1.29% | $582 | $699 | 36 mo · 10k | $48,650 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #40 | 2025 BMW 430xi CV | C | $851 | 1.31% | $805 | $799 | 39 mo · 10k | $65,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #41 | 2026 BMW X7 Xdr40 | C | $1,314 | 1.33% | $1,269 | $1,269 | 36 mo · 7.5k | $99,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #42 | 2026 BMW 4 Series 430i Cabriolet | C | $997 | 1.35% | $889 | $3,500 | 39 mo · 7.5k | $74,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #43 | 2026 BMW M5 Sedan | C | $1,864 | 1.39% | $1,804 | $1,804 | 36 mo · 7.5k | $134,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #44 | 2027 BMW X7 xDrive40i | D | $1,306 | 1.40% | $1,265 | $1,265 | 39 mo · 7.5k | $93,150 | LeaseWiz $345 fee | 6 states | View ↗ |
| #45 | 2026 BMW M5 Sedan +1 more trim | D | $1,866 | 1.40% | $1,749 | $3,500 | 36 mo · 7.5k | $133,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #46 | 2026 BMW M4 Competition | D | $1,476 | 1.45% | $1,359 | $3,500 | 36 mo · 7.5k | $102,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #47 | 2026 BMW X2 xDrive28i | D | $762 | 1.47% | $645 | $3,500 | 36 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #48 | 2027 BMW X6 xDrive40i | D | $1,297 | 1.47% | $1,189 | $3,500 | 39 mo · 7.5k | $88,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #49 | 2026 BMW M4 Comp | D | $1,695 | 1.49% | $1,640 | $1,640 | 36 mo · 7.5k | $114,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #50 | 2026 BMW M2 Base | D | $1,152 | 1.54% | $1,035 | $3,500 | 36 mo · 7.5k | $75,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
TradeMyLease is an independent site: advertised deals are aggregated from lease brokers' and dealerships' own public postings (rate sheets, forum posts, websites). We are not affiliated with or endorsed by any broker, dealership, or manufacturer, and we are not a party to any transaction. We may receive compensation from brokers for referrals — compensation never affects which deals appear or how they are ranked or graded. Pricing changes fast — always confirm current terms directly with the broker. Brokers: to correct or remove your deals or name, email legal@mkn.us — see our Terms.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?