Best lease broker deals today
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 6, 2026 (today).
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 BMW 760xi | A+ | $728 | 0.54% | $561 | $1,499 | 15 mo · 10k | $135,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #2 | 2026 BMW 330xi | A | $433 | 0.82% | $387 | $799 | 39 mo · 10k | $53,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2026 BMW i4 xDrive 40i +1 more trim | A | $553 | 0.86% | $439 | $3,500 | 36 mo · 7.5k | $64,015 | Coastal Motor Group $599 fee | CA | View ↗ |
| #4 | 2026 BMW X1 xdrive28i | A | $420 | 0.88% | $366 | $1,099 | 39 mo · 10k | $48,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #5 | 2026 BMW i4 eDrive40 | A | $546 | 0.89% | $429 | $3,500 | 36 mo · 7.5k | $61,000 | GCauto $699 fee | CA | View ↗ |
| #6 | 2026 BMW 330i RWD +1 more trim | A | $464 | 0.94% | $359 | $3,500 | 39 mo · 7.5k | $49,615 | Coastal Motor Group $599 fee | CA | View ↗ |
| #7 | 2026 BMW X3 30i +1 more trim | A | $570 | 0.96% | $465 | $3,500 | 39 mo · 7.5k | $59,475 | Coastal Motor Group $599 fee | CA | View ↗ |
| #8 | 2026 BMW X3 xdrive30i | A | $521 | 0.97% | $475 | $799 | 39 mo · 10k | $54,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #9 | 2026 BMW 3 Series 330i | A | $507 | 0.97% | $399 | $3,500 | 39 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #10 | 2026 BMW 530i Sedan | B | $694 | 1.01% | $589 | $3,500 | 39 mo · 7.5k | $69,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #11 | 2026 BMW X3 30 xDrive | B | $536 | 1.01% | $428 | $3,500 | 39 mo · 7.5k | $53,000 | GCauto $699 fee | CA | View ↗ |
| #12 | 2027 BMW 5 Series 530i | B | $646 | 1.03% | $538 | $3,500 | 39 mo · 7.5k | $63,000 | GCauto $699 fee | CA | View ↗ |
| #13 | 2027 BMW X1 xdrive28i | B | $474 | 1.03% | $430 | $699 | 39 mo · 10k | $46,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #14 | 2026 BMW 2 Series 228 Gran Coupe | B | $454 | 1.04% | $349 | $3,500 | 39 mo · 7.5k | $43,735 | Coastal Motor Group $599 fee | CA | View ↗ |
| #15 | 2026 BMW 2 Series 228i +1 more trim | B | $447 | 1.04% | $339 | $3,500 | 39 mo · 7.5k | $43,000 | GCauto $699 fee | CA | View ↗ |
| #16 | 2026 BMW 430xi Coupe | B | $650 | 1.06% | $599 | $999 | 39 mo · 10k | $61,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #17 | 2026 BMW X1 xDrive28i | B | $515 | 1.10% | $407 | $3,500 | 39 mo · 7.5k | $47,000 | GCauto $699 fee | CA | View ↗ |
| #18 | 2026 BMW 2 Series 228 GC +1 more trim | B | $503 | 1.12% | $395 | $3,500 | 39 mo · 7.5k | $45,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #19 | 2026 BMW 330 Xdr | B | $601 | 1.12% | $575 | $575 | 36 mo · 7.5k | $53,500 | LeaseWiz $345 fee | 6 states | View ↗ |
| #20 | 2026 BMW 3 Series 330i | B | $563 | 1.13% | $455 | $3,500 | 39 mo · 7.5k | $50,000 | GCauto $699 fee | CA | View ↗ |
| #21 | 2026 BMW X3 xDrive30 | B | $619 | 1.13% | $511 | $3,500 | 39 mo · 7.5k | $55,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #22 | 2026 BMW X1 xDrive28i | B | $553 | 1.18% | $445 | $3,500 | 39 mo · 7.5k | $47,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #23 | 2026 BMW X1 Xdr28 | C | $611 | 1.25% | $585 | $585 | 36 mo · 7.5k | $48,700 | LeaseWiz $345 fee | 6 states | View ↗ |
| #24 | 2026 BMW X2 xdrive28i | C | $629 | 1.29% | $582 | $699 | 36 mo · 10k | $48,650 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #25 | 2026 BMW 4 Series 430i GC | C | $692 | 1.31% | $584 | $3,500 | 39 mo · 7.5k | $53,000 | GCauto $699 fee | CA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?