Best lease broker deals today
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated September 7, 2026.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 BMW i7 eDrive50 With GKL Loyalty | A+ | $858 | 0.73% | $741 | $3,500 | 36 mo · 7.5k | $117,000 | GCauto $699 fee | CA | View ↗ |
| #2 | 2026 BMW i7 edrive50 | A+ | $880 | 0.77% | $827 | $899 | 36 mo · 7.5k | $115,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2026 BMW i7 eDrive50 | A+ | $911 | 0.78% | $794 | $3,500 | 36 mo · 7.5k | $117,000 | GCauto $699 fee | CA | View ↗ |
| #4 | 2026 BMW 740xi | A+ | $851 | 0.79% | $802 | $899 | 39 mo · 10k | $108,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #5 | 2025 BMW i7 Xdrive60 | A+ | $1,031 | 0.79% | $978 | $899 | 36 mo · 7.5k | $130,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #6 | 2026 BMW 760xi | A | $1,037 | 0.82% | $988 | $899 | 39 mo · 7.5k | $127,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #7 | 2026 BMW i4 xDrive40 | A | $535 | 0.84% | $418 | $3,500 | 36 mo · 7.5k | $64,000 | GCauto $699 fee | CA | View ↗ |
| #8 | 2027 BMW 550xe | A | $703 | 0.85% | $650 | $899 | 36 mo · 10k | $83,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #9 | 2026 BMW 330xi | A | $451 | 0.85% | $405 | $799 | 39 mo · 10k | $53,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #10 | 2026 BMW 740i With GKL Loyalty | A | $902 | 0.85% | $794 | $3,500 | 39 mo · 7.5k | $106,000 | GCauto $699 fee | CA | View ↗ |
| #11 | 2026 BMW i4 xDrive 40i | A | $553 | 0.86% | $439 | $3,500 | 36 mo · 7.5k | $64,015 | Coastal Motor Group $599 fee | CA | View ↗ |
| #12 | 2026 BMW i4 eDrive40 | A | $511 | 0.87% | $394 | $3,500 | 36 mo · 7.5k | $59,000 | GCauto $699 fee | CA | View ↗ |
| #13 | 2026 BMW 530xi | A | $578 | 0.88% | $532 | $799 | 39 mo · 10k | $66,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #14 | 2025 BMW i5 40xe | A | $686 | 0.88% | $633 | $899 | 36 mo · 10k | $78,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #15 | 2026 BMW i4 eDrive 40i | A | $533 | 0.89% | $419 | $3,500 | 36 mo · 7.5k | $59,900 | Coastal Motor Group $599 fee | CA | View ↗ |
| #16 | 2026 BMW 740i | A | $951 | 0.90% | $843 | $3,500 | 39 mo · 7.5k | $106,000 | GCauto $699 fee | CA | View ↗ |
| #17 | 2026 BMW 740i Sedan | A | $1,004 | 0.91% | $899 | $3,500 | 39 mo · 7.5k | $111,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #18 | 2026 BMW 7 Series 760i xDrive | A | $1,197 | 0.92% | $1,112 | ~$2,612 | 39 mo · 7.5k | $130,000 | Auto Ninjas $699 fee | South | View ↗ |
| #19 | 2026 BMW 7 Series 740i xDrive | A | $1,019 | 0.93% | $939 | ~$2,439 | 39 mo · 7.5k | $110,000 | Auto Ninjas $699 fee | South | View ↗ |
| #20 | 2026 BMW 330i | A | $467 | 0.93% | $359 | $3,500 | 39 mo · 7.5k | $50,000 | GCauto $699 fee | CA | View ↗ |
| #21 | 2026 BMW 330i RWD | A | $464 | 0.94% | $359 | $3,500 | 39 mo · 7.5k | $49,615 | Coastal Motor Group $599 fee | CA | View ↗ |
| #22 | 2026 BMW i7 eDrive 50i | A | $1,113 | 0.94% | $999 | $3,500 | 36 mo · 7.5k | $119,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #23 | 2026 BMW 530i | A | $628 | 0.94% | $520 | $3,500 | 39 mo · 7.5k | $67,000 | GCauto $699 fee | CA | View ↗ |
| #24 | 2026 BMW X5 40i | A | $769 | 0.94% | $713 | $1,199 | 39 mo · 10k | $82,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #25 | 2026 BMW 760i Sedan | A | $1,244 | 0.94% | $1,139 | $3,500 | 39 mo · 7.5k | $132,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #26 | 2026 BMW 330i | A | $484 | 0.95% | $379 | $3,500 | 39 mo · 7.5k | $51,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #27 | 2026 BMW i7 xDrive 60i | A | $1,209 | 0.96% | $1,095 | $3,500 | 36 mo · 7.5k | $126,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #28 | 2026 BMW X3 xdrive30i | A | $521 | 0.97% | $475 | $799 | 39 mo · 10k | $54,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #29 | 2026 BMW 3 Series 330i | A | $507 | 0.97% | $399 | $3,500 | 39 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #30 | 2026 BMW 7 Series 750e xDrive | A | $1,076 | 0.98% | $994 | ~$2,494 | 39 mo · 7.5k | $110,000 | Auto Ninjas $699 fee | South | View ↗ |
| #31 | 2026 BMW 3 Series 330i xDrive | A | $520 | 0.98% | $452 | ~$1,952 | 39 mo · 7.5k | $53,000 | Auto Ninjas $699 fee | South | View ↗ |
| #32 | 2026 BMW X1 xdrive28i | A | $454 | 0.99% | $410 | $699 | 39 mo · 10k | $46,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #33 | 2027 BMW 540xi | A | $738 | 1.00% | $692 | $799 | 39 mo · 10k | $74,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #34 | 2026 BMW 530i Sedan | B | $694 | 1.01% | $589 | $3,500 | 39 mo · 7.5k | $69,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #35 | 2026 BMW 840xi | B | $1,009 | 1.01% | $963 | $799 | 39 mo · 7.5k | $100,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #36 | 2026 BMW X3 M50i | B | $728 | 1.02% | $679 | $899 | 39 mo · 10k | $71,500 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #37 | 2026 BMW 30 xDrive | B | $550 | 1.02% | $442 | $3,500 | 39 mo · 7.5k | $54,000 | GCauto $699 fee | CA | View ↗ |
| #38 | 2026 BMW M50 | B | $734 | 1.02% | $626 | $3,500 | 39 mo · 7.5k | $72,000 | GCauto $699 fee | CA | View ↗ |
| #39 | 2026 BMW i4 M60 | B | $763 | 1.02% | $649 | $3,500 | 36 mo · 7.5k | $74,775 | Coastal Motor Group $599 fee | CA | View ↗ |
| #40 | 2026 BMW i5 eDrive40 | B | $769 | 1.03% | $652 | $3,500 | 36 mo · 7.5k | $75,000 | GCauto $699 fee | CA | View ↗ |
| #41 | 2027 BMW X7 M60i | B | $1,217 | 1.03% | $1,166 | $999 | 39 mo · 10k | $118,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #42 | 2027 BMW X7 xdrive40i | B | $962 | 1.03% | $913 | $899 | 39 mo · 10k | $93,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #43 | 2026 BMW 2 Series M235i xDrive | B | $560 | 1.04% | $491 | ~$1,991 | 39 mo · 7.5k | $54,000 | Auto Ninjas $699 fee | South | View ↗ |
| #44 | 2027 BMW xDrive40i | B | $1,007 | 1.04% | $899 | $3,500 | 39 mo · 7.5k | $97,000 | GCauto $699 fee | CA | View ↗ |
| #45 | 2026 BMW 228i | B | $447 | 1.04% | $339 | $3,500 | 39 mo · 7.5k | $43,000 | GCauto $699 fee | CA | View ↗ |
| #46 | 2026 BMW i5 M60 | B | $954 | 1.05% | $837 | $3,500 | 36 mo · 7.5k | $91,000 | GCauto $699 fee | CA | View ↗ |
| #47 | 2026 BMW X5 Xdrive 40i | B | $798 | 1.05% | $749 | $899 | 39 mo · 10k | $76,000 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #48 | 2026 BMW 2 Series 228i xDrive GC | B | $472 | 1.05% | $405 | ~$1,905 | 39 mo · 7.5k | $44,800 | Auto Ninjas $699 fee | South | View ↗ |
| #49 | 2026 BMW M60i | B | $1,060 | 1.06% | $952 | $3,500 | 39 mo · 7.5k | $100,000 | GCauto $699 fee | CA | View ↗ |
| #50 | 2026 BMW 7 Series 740i xDrive | B | $1,137 | 1.06% | $1,029 | $3,500 | 39 mo · 7.5k | $107,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?