Best lease broker deals in Florida
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated September 26, 2026.
Showing the 31 best lease deals available to Florida drivers right now - nationwide brokers plus brokers serving Florida. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 BMW 3 Series 330i +1 more trim | A | $507 | 0.97% | $399 | $3,500 | 39 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #2 | 2026 BMW 7 Series 740i xDrive | B | $1,137 | 1.06% | $1,029 | $3,500 | 39 mo · 7.5k | $107,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #3 | 2026 BMW 530xi | B | $755 | 1.11% | $725 | $725 | 36 mo · 7.5k | $68,300 | LeaseWiz $345 fee | 6 states | View ↗ |
| #4 | 2026 BMW 2 Series 228 GC +2 more trims | B | $503 | 1.12% | $395 | $3,500 | 39 mo · 7.5k | $45,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #5 | 2026 BMW 330 Xdr | B | $601 | 1.12% | $575 | $575 | 36 mo · 7.5k | $53,500 | LeaseWiz $345 fee | 6 states | View ↗ |
| #6 | 2026 BMW X3 xDrive30 +1 more trim | B | $619 | 1.13% | $511 | $3,500 | 39 mo · 7.5k | $55,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #7 | 2027 BMW 5 Series 530i xDrive +1 more trim | B | $793 | 1.13% | $685 | $3,500 | 39 mo · 7.5k | $70,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #8 | 2026 BMW 550e Xdr | B | $960 | 1.14% | $925 | $925 | 36 mo · 7.5k | $84,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #9 | 2026 BMW 740 Xdr | B | $1,320 | 1.15% | $1,275 | $1,275 | 36 mo · 7.5k | $115,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #10 | 2026 BMW X5 50e +3 more trims | B | $947 | 1.17% | $839 | $3,500 | 39 mo · 7.5k | $81,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #11 | 2026 BMW X1 xDrive28i | B | $553 | 1.18% | $445 | $3,500 | 39 mo · 7.5k | $47,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #12 | 2027 BMW X7 xDrive40i +1 more trim | C | $1,137 | 1.21% | $1,029 | $3,500 | 39 mo · 7.5k | $94,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #13 | 2026 BMW 7 Series 740i xDrive | C | $1,406 | 1.22% | $1,362 | $1,362 | 39 mo · 7.5k | $115,100 | LeaseWiz $345 fee | 6 states | View ↗ |
| #14 | 2026 BMW 3 Series 330i xDrive | C | $647 | 1.23% | $622 | $622 | 39 mo · 7.5k | $52,665 | LeaseWiz $345 fee | 6 states | View ↗ |
| #15 | 2026 BMW 5 Series 530i | C | $825 | 1.23% | $796 | $796 | 39 mo · 7.5k | $67,140 | LeaseWiz $345 fee | 6 states | View ↗ |
| #16 | 2026 BMW X3 Xdr30 +2 more trims | C | $769 | 1.23% | $739 | $739 | 36 mo · 7.5k | $62,400 | LeaseWiz $345 fee | 6 states | View ↗ |
| #17 | 2026 BMW X5 50e +4 more trims | C | $1,135 | 1.25% | $1,095 | $1,095 | 36 mo · 7.5k | $90,500 | LeaseWiz $345 fee | 6 states | View ↗ |
| #18 | 2026 BMW X1 Xdr28 +1 more trim | C | $611 | 1.25% | $585 | $585 | 36 mo · 7.5k | $48,700 | LeaseWiz $345 fee | 6 states | View ↗ |
| #19 | 2026 BMW X6 M Comp +1 more trim | C | $1,828 | 1.27% | $1,769 | $1,769 | 36 mo · 7.5k | $144,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #20 | 2026 BMW X7 Xdr40 | C | $1,314 | 1.33% | $1,269 | $1,269 | 36 mo · 7.5k | $99,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #21 | 2026 BMW 4 Series 430i Cabriolet | C | $997 | 1.35% | $889 | $3,500 | 39 mo · 7.5k | $74,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #22 | 2026 BMW M5 Sedan | C | $1,864 | 1.39% | $1,804 | $1,804 | 36 mo · 7.5k | $134,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #23 | 2027 BMW X7 xDrive40i | D | $1,306 | 1.40% | $1,265 | $1,265 | 39 mo · 7.5k | $93,150 | LeaseWiz $345 fee | 6 states | View ↗ |
| #24 | 2026 BMW M5 Sedan +1 more trim | D | $1,866 | 1.40% | $1,749 | $3,500 | 36 mo · 7.5k | $133,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #25 | 2026 BMW M4 Competition | D | $1,476 | 1.45% | $1,359 | $3,500 | 36 mo · 7.5k | $102,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #26 | 2026 BMW X2 xDrive28i | D | $762 | 1.47% | $645 | $3,500 | 36 mo · 7.5k | $52,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #27 | 2027 BMW X6 xDrive40i | D | $1,297 | 1.47% | $1,189 | $3,500 | 39 mo · 7.5k | $88,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #28 | 2026 BMW M4 Comp | D | $1,695 | 1.49% | $1,640 | $1,640 | 36 mo · 7.5k | $114,000 | LeaseWiz $345 fee | 6 states | View ↗ |
| #29 | 2026 BMW M2 Base | D | $1,152 | 1.54% | $1,035 | $3,500 | 36 mo · 7.5k | $75,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #30 | 2026 BMW X6 M Competition | D | $2,312 | 1.59% | $2,195 | $3,500 | 36 mo · 7.5k | $145,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
| #31 | 2027 BMW M3 Competition | D | $1,616 | 1.70% | $1,499 | $3,500 | 36 mo · 7.5k | $95,000 | Cigar City Auto Brokers $699 fee | 6 states | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?