Best lease broker deals in California
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated October 1, 2026.
Showing the 30 best lease deals available to California drivers right now - nationwide brokers plus brokers serving California. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 BMW i7 xDrive60 | A | $1,013 | 0.80% | $896 | $3,500 | 36 mo · 7.5k | $126,000 | GCauto $699 fee | CA | View ↗ |
| #2 | 2026 BMW i4 xDrive40 +1 more trim | A | $535 | 0.84% | $418 | $3,500 | 36 mo · 7.5k | $64,000 | GCauto $699 fee | CA | View ↗ |
| #3 | 2026 BMW i4 xDrive 40i +2 more trims | A | $553 | 0.86% | $439 | $3,500 | 36 mo · 7.5k | $64,015 | Coastal Motor Group $599 fee | CA | View ↗ |
| #4 | 2026 BMW 7 Series 740i | A | $951 | 0.90% | $843 | $3,500 | 39 mo · 7.5k | $106,000 | GCauto $699 fee | CA | View ↗ |
| #5 | 2026 BMW 740i Sedan | A | $1,004 | 0.91% | $899 | $3,500 | 39 mo · 7.5k | $111,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #6 | 2026 BMW 3 Series 330i | A | $467 | 0.93% | $359 | $3,500 | 39 mo · 7.5k | $50,000 | GCauto $699 fee | CA | View ↗ |
| #7 | 2026 BMW 330i RWD +1 more trim | A | $464 | 0.94% | $359 | $3,500 | 39 mo · 7.5k | $49,615 | Coastal Motor Group $599 fee | CA | View ↗ |
| #8 | 2026 BMW i7 eDrive 50i +1 more trim | A | $1,113 | 0.94% | $999 | $3,500 | 36 mo · 7.5k | $119,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #9 | 2026 BMW 5 Series 530i | A | $628 | 0.94% | $520 | $3,500 | 39 mo · 7.5k | $67,000 | GCauto $699 fee | CA | View ↗ |
| #10 | 2026 BMW 760i Sedan | A | $1,244 | 0.94% | $1,139 | $3,500 | 39 mo · 7.5k | $132,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #11 | 2026 BMW X3 30i +2 more trims | A | $570 | 0.96% | $465 | $3,500 | 39 mo · 7.5k | $59,475 | Coastal Motor Group $599 fee | CA | View ↗ |
| #12 | 2026 BMW 530i Sedan | B | $694 | 1.01% | $589 | $3,500 | 39 mo · 7.5k | $69,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #13 | 2026 BMW X3 30 xDrive +1 more trim | B | $550 | 1.02% | $442 | $3,500 | 39 mo · 7.5k | $54,000 | GCauto $699 fee | CA | View ↗ |
| #14 | 2026 BMW i5 eDrive40 +1 more trim | B | $769 | 1.03% | $652 | $3,500 | 36 mo · 7.5k | $75,000 | GCauto $699 fee | CA | View ↗ |
| #15 | 2026 BMW 2 Series 228 Gran Coupe | B | $454 | 1.04% | $349 | $3,500 | 39 mo · 7.5k | $43,735 | Coastal Motor Group $599 fee | CA | View ↗ |
| #16 | 2026 BMW 2 Series 228i +1 more trim | B | $447 | 1.04% | $339 | $3,500 | 39 mo · 7.5k | $43,000 | GCauto $699 fee | CA | View ↗ |
| #17 | 2026 BMW X5 xDrive50e +4 more trims | B | $824 | 1.04% | $716 | $3,500 | 39 mo · 7.5k | $79,000 | GCauto $699 fee | CA | View ↗ |
| #18 | 2026 BMW X7 xDrive40i M Sport | B | $1,050 | 1.05% | $945 | $3,500 | 39 mo · 7.5k | $99,865 | Coastal Motor Group $599 fee | CA | View ↗ |
| #19 | 2026 BMW X7 M60i +1 more trim | B | $1,214 | 1.06% | $1,106 | $3,500 | 39 mo · 7.5k | $115,000 | GCauto $699 fee | CA | View ↗ |
| #20 | 2026 BMW 8 Series M850i xDrive Gran Coupe | B | $1,391 | 1.10% | $1,296 | $3,000 | 39 mo · 7.5k | $126,000 | GCauto $699 fee | CA | View ↗ |
| #21 | 2026 BMW M340i xDrive Sedan +1 more trim | B | $854 | 1.12% | $749 | $3,500 | 39 mo · 7.5k | $76,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #22 | 2026 BMW X1 xDrive28i | B | $535 | 1.14% | $427 | $3,500 | 39 mo · 7.5k | $47,000 | GCauto $699 fee | CA | View ↗ |
| #23 | 2026 BMW X5 M60i +3 more trims | B | $1,130 | 1.14% | $1,025 | $3,500 | 39 mo · 7.5k | $98,775 | Coastal Motor Group $599 fee | CA | View ↗ |
| #24 | 2027 BMW i5 eDrive 40i | B | $833 | 1.16% | $719 | $3,500 | 36 mo · 7.5k | $72,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #25 | 2026 BMW 4 Series 430i GC | C | $682 | 1.29% | $574 | $3,500 | 39 mo · 7.5k | $53,000 | GCauto $699 fee | CA | View ↗ |
| #26 | 2026 BMW i5 eDrive 40i | C | $1,004 | 1.32% | $899 | $3,500 | 39 mo · 7.5k | $76,315 | Coastal Motor Group $599 fee | CA | View ↗ |
| #27 | 2026 BMW M5 Sedan | C | $1,759 | 1.33% | $1,659 | $3,000 | 36 mo · 7.5k | $132,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #28 | 2026 BMW X6 xDrive40i | C | $1,178 | 1.35% | $1,070 | $3,500 | 39 mo · 7.5k | $87,000 | GCauto $699 fee | CA | View ↗ |
| #29 | 2026 BMW M4 xDrive | C | $1,613 | 1.37% | $1,499 | $3,500 | 36 mo · 7.5k | $118,000 | Coastal Motor Group $599 fee | CA | View ↗ |
| #30 | 2027 BMW X6 xDrive 40i | D | $1,234 | 1.45% | $1,129 | $3,500 | 39 mo · 7.5k | $85,000 | Coastal Motor Group $599 fee | CA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
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How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?