Best lease broker deals in Pennsylvania
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 18, 2026.
Showing the 30 best lease deals available to Pennsylvania drivers right now - nationwide brokers plus brokers serving Pennsylvania. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2025 Volvo EX90 Twin Motor Plus 7P AWD | A | $677 | 0.82% | $479 | $6,220 | 36 mo · 7.5k | $82,090 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #2 | 2026 Volvo XC60 Plus | A | $487 | 0.84% | $382 | $2,776 | 36 mo · 10k | $58,105 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #3 | 2026 Volvo XC90 B5 Plus | A | $597 | 0.87% | $497 | $2,891 | 39 mo · 10k | $68,665 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #4 | 2026 Volvo XC40 Plus | A | $438 | 0.87% | $334 | $2,728 | 36 mo · 10k | $50,150 | CarQ $999 fee | CT, NJ, NY, PA | View ↗ |
| #5 | 2026 Volvo XC60 PHEV T8 Plus | A | $603 | 0.87% | $447 | $4,726 | 36 mo · 7.5k | $69,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #6 | 2025 Volvo EX90 Twin Motor Ultra 7P AWD | A | $793 | 0.90% | $586 | $6,537 | 36 mo · 7.5k | $88,300 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #7 | 2026 Volvo XC90 B6 Plus 7P | A | $650 | 0.90% | $498 | $5,013 | 39 mo · 7.5k | $72,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #8 | 2026 Volvo XC40 B5 Plus | A | $460 | 0.92% | $322 | $4,068 | 36 mo · 7.5k | $50,150 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #9 | 2026 Volvo XC60 PHEV T8 Ultra | A | $679 | 0.92% | $515 | $5,008 | 36 mo · 7.5k | $74,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #10 | 2026 Volvo XC40 B5 Plus | A | $478 | 0.95% | $286 | $3,713 | 24 mo · 7.5k | $50,150 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #11 | 2026 Volvo XC90 B5 Plus 7P | A | $640 | 0.96% | $479 | $4,913 | 36 mo · 7.5k | $66,900 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #12 | 2026 Volvo XC60 B5 Plus | B | $544 | 1.01% | $399 | $4,304 | 36 mo · 7.5k | $54,095 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #13 | 2026 Volvo XC60 B5 Core | B | $547 | 1.01% | $402 | $4,304 | 36 mo · 7.5k | $54,095 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #14 | 2026 Volvo XC60 B5 Ultra | B | $640 | 1.02% | $487 | $4,624 | 36 mo · 7.5k | $63,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #15 | 2026 Volvo XC40 B5 Core | B | $512 | 1.02% | $320 | $3,713 | 24 mo · 7.5k | $50,150 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #16 | 2025 Volvo XC90 B6 Ultra 6P | B | $906 | 1.03% | $605 | $6,330 | 24 mo · 7.5k | $88,275 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #17 | 2026 Volvo XC90 PHEV T8 Plus 7P | B | $779 | 1.04% | $604 | $5,398 | 36 mo · 10k | $75,200 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #18 | 2026 Volvo XC90 B6 Ultra 7P | B | $784 | 1.04% | $609 | $5,398 | 36 mo · 10k | $75,200 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #19 | 2026 Volvo XC90 B6 Plus 6P | B | $759 | 1.06% | $586 | $5,330 | 36 mo · 7.5k | $71,800 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #20 | 2026 Volvo XC90 PHEV T8 Plus 6P | B | $801 | 1.07% | $626 | $5,398 | 36 mo · 10k | $75,200 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #21 | 2026 Volvo XC90 B6 Ultra 6P | B | $807 | 1.08% | $630 | $5,462 | 36 mo · 7.5k | $75,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #22 | 2026 Volvo XC90 T8 Ultra 7P | B | $825 | 1.10% | $650 | $5,398 | 36 mo · 10k | $75,200 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #23 | 2026 Volvo XC90 B6 Plus 7P | B | $767 | 1.11% | $595 | $5,304 | 36 mo · 7.5k | $69,115 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #24 | 2026 Volvo XC90 T8 Ultra 6P | B | $850 | 1.13% | $673 | $5,462 | 36 mo · 7.5k | $75,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #25 | 2026 Volvo XC90 B5 Core | B | $742 | 1.18% | $520 | $4,438 | 24 mo · 7.5k | $63,000 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #26 | 2026 Volvo XC60 B5 Plus | B | $673 | 1.19% | $610 | $1,905 | 36 mo · 7.5k | $56,775 | LeaseWiz $345 fee | 6 states | View ↗ |
| #27 | 2026 Volvo XC60 B5 Ultra | B | $754 | 1.19% | $692 | $1,875 | 36 mo · 7.5k | $63,135 | LeaseWiz $345 fee | 6 states | View ↗ |
| #28 | 2026 Volvo EX30 Twin Motor Plus AWD | B | $562 | 1.20% | $395 | $5,127 | 36 mo · 7.5k | $46,900 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #29 | 2026 Volvo XC40 B5 Core | B | $546 | 1.20% | $409 | $4,020 | 36 mo · 7.5k | $45,500 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
| #30 | 2026 Volvo XC40 B5 Ultra | B | $642 | 1.20% | $494 | $4,424 | 36 mo · 7.5k | $53,500 | Steller Auto Sourcing $899 fee | NJ, NY, PA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?