Best lease broker deals in California
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
Showing the 28 best lease deals available to California drivers right now - nationwide brokers plus brokers serving California. See the national board.
| Rank ▲ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | 2026 Volvo XC60 T8 Plus | A+ | $539 | 0.79% | $436 | $3,000 | 36 mo · 7.5k | $68,250 | GCauto $699 fee | CA | View ↗ |
| #2 | 2026 Volvo XC60 T8 Ultra Black Edition | A | $595 | 0.80% | $492 | $3,000 | 36 mo · 7.5k | $74,000 | GCauto $699 fee | CA | View ↗ |
| #3 | 2026 Volvo XC60 T8 Ultra | A | $605 | 0.81% | $502 | $3,000 | 36 mo · 7.5k | $75,000 | GCauto $699 fee | CA | View ↗ |
| #4 | 2026 Volvo XC90 T8 Core | A | $636 | 0.82% | $533 | $3,000 | 36 mo · 7.5k | $77,500 | GCauto $699 fee | CA | View ↗ |
| #5 | 2026 Volvo XC90 T8 Plus 7 | A | $661 | 0.82% | $558 | $3,000 | 36 mo · 7.5k | $80,200 | GCauto $699 fee | CA | View ↗ |
| #6 | 2026 Volvo XC60 T8 Core | A | $516 | 0.83% | $413 | $3,000 | 36 mo · 7.5k | $62,500 | GCauto $699 fee | CA | View ↗ |
| #7 | 2026 Volvo XC90 T8 Ultra 7 | A | $712 | 0.83% | $609 | $3,000 | 36 mo · 7.5k | $85,500 | GCauto $699 fee | CA | View ↗ |
| #8 | 2026 Volvo XC90 T8 Plus 6 | A | $688 | 0.85% | $585 | $3,000 | 36 mo · 7.5k | $80,700 | GCauto $699 fee | CA | View ↗ |
| #9 | 2026 Volvo XC90 T8 Ultra 6 | A | $735 | 0.86% | $632 | $3,000 | 36 mo · 7.5k | $85,300 | GCauto $699 fee | CA | View ↗ |
| #10 | 2026 Volvo XC60 B5 Plus | A | $563 | 1.00% | $460 | $3,000 | 36 mo · 7.5k | $56,500 | GCauto $699 fee | CA | View ↗ |
| #11 | 2026 Volvo EX90 Single Motor Plus 7 | A | $811 | 1.00% | $708 | $3,000 | 36 mo · 7.5k | $81,250 | GCauto $699 fee | CA | View ↗ |
| #12 | 2026 Volvo XC60 B5 Ultra (2) | A | $631 | 1.00% | $528 | $3,000 | 36 mo · 7.5k | $63,150 | GCauto $699 fee | CA | View ↗ |
| #13 | 2026 Volvo XC60 B5 Ultra Black | A | $628 | 1.00% | $525 | $3,000 | 36 mo · 7.5k | $62,800 | GCauto $699 fee | CA | View ↗ |
| #14 | 2026 Volvo EX90 Twin Motor Plus 6 | B | $837 | 1.00% | $734 | $3,000 | 36 mo · 7.5k | $83,500 | GCauto $699 fee | CA | View ↗ |
| #15 | 2026 Volvo XC90 B6 Plus 7 | B | $721 | 1.00% | $618 | $3,000 | 36 mo · 7.5k | $71,900 | GCauto $699 fee | CA | View ↗ |
| #16 | 2026 Volvo EX90 Twin Motor Plus 7 | B | $851 | 1.01% | $748 | $3,000 | 36 mo · 7.5k | $84,500 | GCauto $699 fee | CA | View ↗ |
| #17 | 2026 Volvo EX90 Twin Motor Ultra 6 | B | $879 | 1.01% | $776 | $3,000 | 36 mo · 7.5k | $87,000 | GCauto $699 fee | CA | View ↗ |
| #18 | 2026 Volvo XC90 B6 Ultra 7 | B | $755 | 1.01% | $652 | $3,000 | 36 mo · 7.5k | $74,500 | GCauto $699 fee | CA | View ↗ |
| #19 | 2026 Volvo EX90 Twin Motor Performance Ultra 6 | B | $940 | 1.02% | $837 | $3,000 | 36 mo · 7.5k | $92,100 | GCauto $699 fee | CA | View ↗ |
| #20 | 2026 Volvo EX90 Twin Motor Performance Ultra 7 | B | $934 | 1.02% | $831 | $3,000 | 36 mo · 7.5k | $91,400 | GCauto $699 fee | CA | View ↗ |
| #21 | 2026 Volvo XC90 B5 Plus 7 | B | $687 | 1.03% | $584 | $3,000 | 36 mo · 7.5k | $66,700 | GCauto $699 fee | CA | View ↗ |
| #22 | 2026 Volvo XC90 B6 Plus 6 | B | $738 | 1.03% | $635 | $3,000 | 36 mo · 7.5k | $71,500 | GCauto $699 fee | CA | View ↗ |
| #23 | 2026 Volvo XC90 B6 Ultra 6 | B | $776 | 1.03% | $673 | $3,000 | 36 mo · 7.5k | $75,100 | GCauto $699 fee | CA | View ↗ |
| #24 | 2026 Volvo XC40 B5 Plus | B | $520 | 1.04% | $417 | $3,000 | 36 mo · 7.5k | $50,000 | GCauto $699 fee | CA | View ↗ |
| #25 | 2026 Volvo XC60 B5 Ultra | B | $554 | 1.06% | $451 | $3,000 | 36 mo · 7.5k | $52,400 | GCauto $699 fee | CA | View ↗ |
| #26 | 2026 Volvo XC90 B5 Core | B | $657 | 1.06% | $554 | $3,000 | 36 mo · 7.5k | $62,000 | GCauto $699 fee | CA | View ↗ |
| #27 | 2026 Volvo XC40 B5 Core | B | $500 | 1.09% | $397 | $3,000 | 36 mo · 7.5k | $45,750 | GCauto $699 fee | CA | View ↗ |
| #28 | 2026 Volvo XC40 B5 Ultra | B | $579 | 1.11% | $476 | $3,000 | 36 mo · 7.5k | $52,375 | GCauto $699 fee | CA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?