Best lease broker deals in California
Every live deal from the lease brokers we track - not dealership ads - ranked by true effective cost: monthly payment, drive-off, and broker fee combined, as a percentage of MSRP. Lower is better. How scoring works
update Pricing last updated August 17, 2026.
Showing the 37 best lease deals available to California drivers right now - nationwide brokers plus brokers serving California. See the national board.
| Rank ▼ | Vehicle ⇅ | Score | True eff/mo ⇅ | % of MSRP | Monthly ⇅ | DAS | Term · Mi/yr | MSRP ⇅ | Broker | Area | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| #37 | 2026 BMW M4 Competition Coupe | D | $1,429 | 1.56% | $1,315 | $3,500 | 36 mo · 7.5k | $91,360 | Coastal Motor Group $599 fee | CA | View ↗ |
| #36 | 2026 BMW X5 xDrive 50e | D | $1,184 | 1.47% | $1,079 | $3,500 | 39 mo · 7.5k | $80,650 | Coastal Motor Group $599 fee | CA | View ↗ |
| #35 | 2026 BMW X5 xDrive 40i | D | $1,060 | 1.42% | $955 | $3,500 | 39 mo · 7.5k | $74,675 | Coastal Motor Group $599 fee | CA | View ↗ |
| #34 | 2026 BMW X5 sDrive 40i | D | $1,054 | 1.42% | $949 | $3,500 | 39 mo · 7.5k | $74,475 | Coastal Motor Group $599 fee | CA | View ↗ |
| #33 | 2026 BMW X6 xDrive40i | C | $1,178 | 1.35% | $1,070 | $3,500 | 39 mo · 7.5k | $87,000 | GCauto $699 fee | CA | View ↗ |
| #32 | 2026 BMW 2 Series 230i | C | $637 | 1.33% | $520 | $3,500 | 36 mo · 7.5k | $48,000 | GCauto $699 fee | CA | View ↗ |
| #31 | 2026 BMW i4 M60 | C | $989 | 1.32% | $875 | $3,500 | 36 mo · 7.5k | $74,775 | Coastal Motor Group $599 fee | CA | View ↗ |
| #30 | 2026 BMW i5 eDrive 40i | C | $1,000 | 1.31% | $895 | $3,500 | 39 mo · 7.5k | $76,315 | Coastal Motor Group $599 fee | CA | View ↗ |
| #29 | 2026 BMW 4 Series 430i | C | $719 | 1.28% | $611 | $3,500 | 39 mo · 7.5k | $56,000 | GCauto $699 fee | CA | View ↗ |
| #28 | 2026 BMW 760i Sedan | B | $1,572 | 1.19% | $1,299 | $3,500 | 15 mo · 10k | $132,335 | Coastal Motor Group $599 fee | CA | View ↗ |
| #27 | 2026 BMW X1 xDrive28i | B | $535 | 1.14% | $427 | $3,500 | 39 mo · 7.5k | $47,000 | GCauto $699 fee | CA | View ↗ |
| #26 | 2026 BMW 530i Sedan | B | $704 | 1.11% | $599 | $3,500 | 39 mo · 7.5k | $63,550 | Coastal Motor Group $599 fee | CA | View ↗ |
| #25 | 2026 BMW X5 xDrive40i | B | $808 | 1.11% | $700 | $3,500 | 39 mo · 7.5k | $73,000 | GCauto $699 fee | CA | View ↗ |
| #24 | 2026 BMW X5 sDrive40i | B | $761 | 1.10% | $653 | $3,500 | 39 mo · 7.5k | $69,000 | GCauto $699 fee | CA | View ↗ |
| #23 | 2026 BMW X5 xDrive50e | B | $845 | 1.07% | $737 | $3,500 | 39 mo · 7.5k | $79,000 | GCauto $699 fee | CA | View ↗ |
| #22 | 2026 BMW XM Red Label | B | $1,713 | 1.06% | $1,599 | $3,500 | 36 mo · 7.5k | $161,150 | Coastal Motor Group $599 fee | CA | View ↗ |
| #21 | 2026 BMW i4 xDrive 40i | B | $703 | 1.06% | $589 | $3,500 | 36 mo · 7.5k | $66,200 | Coastal Motor Group $599 fee | CA | View ↗ |
| #20 | 2026 BMW X5 M60i | B | $1,060 | 1.06% | $952 | $3,500 | 39 mo · 7.5k | $100,000 | GCauto $699 fee | CA | View ↗ |
| #19 | 2026 BMW X7 M60i | B | $1,214 | 1.06% | $1,106 | $3,500 | 39 mo · 7.5k | $115,000 | GCauto $699 fee | CA | View ↗ |
| #18 | 2026 BMW i5 M60 | B | $954 | 1.05% | $837 | $3,500 | 36 mo · 7.5k | $91,000 | GCauto $699 fee | CA | View ↗ |
| #17 | 2026 BMW 2 Series 228i | B | $447 | 1.04% | $339 | $3,500 | 39 mo · 7.5k | $43,000 | GCauto $699 fee | CA | View ↗ |
| #16 | 2026 BMW X7 xDrive40i | B | $924 | 1.04% | $816 | $3,500 | 39 mo · 7.5k | $89,000 | GCauto $699 fee | CA | View ↗ |
| #15 | 2026 BMW X3 xDrive 30i | B | $564 | 1.04% | $459 | $3,500 | 39 mo · 7.5k | $54,400 | Coastal Motor Group $599 fee | CA | View ↗ |
| #14 | 2026 BMW i5 eDrive40 | B | $769 | 1.03% | $652 | $3,500 | 36 mo · 7.5k | $75,000 | GCauto $699 fee | CA | View ↗ |
| #13 | 2026 BMW X3 M50 | B | $734 | 1.02% | $626 | $3,500 | 39 mo · 7.5k | $72,000 | GCauto $699 fee | CA | View ↗ |
| #12 | 2026 BMW X3 30 xDrive | B | $550 | 1.02% | $442 | $3,500 | 39 mo · 7.5k | $54,000 | GCauto $699 fee | CA | View ↗ |
| #11 | 2026 BMW 740i Sedan | A | $1,024 | 0.97% | $919 | $3,500 | 39 mo · 7.5k | $105,175 | Coastal Motor Group $599 fee | CA | View ↗ |
| #10 | 2026 BMW 3 Series 330i | A | $494 | 0.97% | $386 | $3,500 | 39 mo · 7.5k | $51,000 | GCauto $699 fee | CA | View ↗ |
| #9 | 2026 BMW 760i Sedan | A | $1,270 | 0.96% | $1,165 | $3,500 | 39 mo · 7.5k | $132,335 | Coastal Motor Group $599 fee | CA | View ↗ |
| #8 | 2026 BMW i7 eDrive 50 | A | $1,083 | 0.94% | $969 | $3,500 | 36 mo · 7.5k | $115,610 | Coastal Motor Group $599 fee | CA | View ↗ |
| #7 | 2026 BMW 5 Series 530i | A | $628 | 0.94% | $520 | $3,500 | 39 mo · 7.5k | $67,000 | GCauto $699 fee | CA | View ↗ |
| #6 | 2026 BMW 330i Sedan | A | $474 | 0.94% | $369 | $3,500 | 39 mo · 7.5k | $50,715 | Coastal Motor Group $599 fee | CA | View ↗ |
| #5 | 2026 BMW 7 Series 740i | A | $951 | 0.90% | $843 | $3,500 | 39 mo · 7.5k | $106,000 | GCauto $699 fee | CA | View ↗ |
| #4 | 2026 BMW i4 eDrive 40i | A | $519 | 0.87% | $405 | $3,500 | 36 mo · 7.5k | $59,550 | Coastal Motor Group $599 fee | CA | View ↗ |
| #3 | 2026 BMW i4 eDrive40 | A | $511 | 0.87% | $394 | $3,500 | 36 mo · 7.5k | $59,000 | GCauto $699 fee | CA | View ↗ |
| #2 | 2026 BMW i4 xDrive40 | A | $535 | 0.84% | $418 | $3,500 | 36 mo · 7.5k | $64,000 | GCauto $699 fee | CA | View ↗ |
| #1 | 2026 BMW i7 eDrive50 | A+ | $911 | 0.78% | $794 | $3,500 | 36 mo · 7.5k | $117,000 | GCauto $699 fee | CA | View ↗ |
Figures may or may not include sales tax and local/state fees, which vary by state — confirm an all-in quote with the broker before signing.
How the scores work
Lease communities benchmark deals with the "1% rule": a lease is solid when its real monthly cost is around 1% of the car's MSRP, and exceptional when it's meaningfully under that. The problem is that advertised payments hide the rest of the math - so we don't rank on the advertised number.
For every deal we compute the true effective monthly cost:
true eff/mo = monthly payment + (drive-off + broker fee) ÷ term
That number as a percentage of MSRP is the score:
- A+ - under 0.80% of MSRP per month. Exceptional; these go fast.
- A - 0.80–0.99%. Better than the 1% benchmark.
- B - 1.00–1.19%. A fair, market-rate lease.
- C - 1.20–1.39%. Below average - negotiate or keep looking.
- D - 1.40%+. You can almost certainly do better.
Payments are typically pre-tax and can vary by region, credit tier, and current manufacturer programs - always confirm the numbers with the broker. Deals without a published MSRP - or whose MSRP we estimated from a comparable listing - can't be scored fairly and aren't ranked here (they're still in the full list). Rankings update as brokers update their sheets.
Go deeper: What makes a good lease deal? The 1% rule explained · What is a car lease broker (and should you use one)?